Schenectady County and Schenectady City property record for 639 McClellan St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,568 sqft · built 1911 |
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $54,000 (Jan 1997) |
| Tax Bill | $2,488 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.36-3-46 |
| Primary APN | 421500 49.36-3-46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,568 sqft Total Area |
| 1st Floor Area | 1,284 sqft |
| 2nd Floor Area | 1,284 sqft |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,620 sqft (0.106 acres) |
| Lot Dimensions | 132 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 326 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 639 MCCLELLAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1008 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 46.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20600 |
639 McClellan St, a duplex, is owned and occupied by an individual who bought it in January 1997.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 MCCLELLAN ST, SCHENECTADY, NY 12304-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 1997 · Amount on File |
| Deed Sale | Jan 28, 1997 · Amount on File |
| Deed Book / Page | 1512 / 596 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 639 McClellan St was $2,488 with exemptions applied, up 3.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,488.00 (+3.07%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,414.00 | $104,900 Land $15,700 Building $89,200 | $173,704 Land $25,998 Building $147,706 |
| 2023 | $104,900 (-) Land $15,700 Building $89,200 | $132,785 (+3.8%) Land $19,873 Building $112,912 | |
| 2022 | $104,900 Land $15,700 Building $89,200 | $127,927 Land $19,146 Building $108,781 | |
| 2021 | $5,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 639 McClellan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 639 McClellan St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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