639 Main St, Ramona, CA 92065 Property Records

San Diego County property record for 639 Main St, Ramona, CA 92065

Property Summary

Property TypeMixed Use Store/Office
Lot Size0.428 acres (18,642 sqft)
OwnerCompany Name on Record
Tax Bill$1,062 (2025)
Flood ZoneZone X (minimal risk)
APN281-343-23-00

Property Details

APN / Parcel Number

Primary APN281-343-23-00
Alternative APN
  • 2813430800

Exterior

Lot Area18,642 sqft (0.428 acres)

Location & Zoning

Old Parcel Number2813430800
Street Address639 MAIN ST
CityRAMONA
StateCA
Zip92065
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Store/Office
Local Zoning CodeRMV5
Legal DescriptionBLK 39 UNMD LOT SWLY 125 FT OF SELY 150 FT OF TR 000643
Legal SubdivisionRAMONA
Legal Tract000643
Legal Block39
Legal Lot NumberBLK
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1040
Census Tract20812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 625, RAMONA, CA 92065-0625
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$321,100 (+2%) Land $290,048 Building $31,052
2025$1,062.00 (+22.35%)$314,805 (+4.04%) Land $284,361 Building $30,444
2023$868.00 (-17.73%)$302,583 Land $273,320 Building $29,263
2022$1,055.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

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