639 Lakeview Trl, Decherd, TN 37324 Property Records

Franklin County property record for 639 Lakeview Trl, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,728 sqft · built 1975
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Dec 2020)
Tax Bill	$1,054 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026019 01800`

Property Details

APN / Parcel Number

Primary APN	`026019 01800`
Alternative APN	`019 01800`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,728 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1994
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	884 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	639 LAKEVIEW TRL
City	DECHERD
State	TN
Zip	37324-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: R02
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2026
Census Tract	960100

Owner

639 Lakeview Trl is owned by two individuals who bought it in December 2020.

Source: Franklin County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 CAVE CIRCLE DR, MANCHESTER, TN 37355-3979
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Dec 8, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK AND TRUST COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Deed Document Number	20008987
Deed Book / Page	D0449 / 698
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	639 LAKEVIEW TRL, DECHERD, TN 37324-4247
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026000730
Date	Feb 3, 2026
Book Page	T1603/719
Instrument	26000730

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank

Agreement

Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Dec 8, 2020
Property Address	639 LAKEVIEW TRL, DECHERD, TN 37324-4247
Document Number	0020008987
Book / Page	D0449 / 698
Instrument Date	Dec 4, 2020
Instrument	20008987
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	BELL & ALEXANDER TTL SVCS IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CAVE CIRCLE DR, MANCHESTER, TN 37355-3979

Mortgage

Document Number	0020008988
Date	Dec 8, 2020
Instrument	20008988

Lender

Name	PEOPLES BANK AND TRUST COMPANY INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 639 Lakeview Trl was $1,054.

Source: Franklin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,054.00	$52,800 Land $10,325 Building $42,475
2023		$52,800 Land $10,325 Building $42,475
2022	$990.00		$211,200 Land $41,300 Building $169,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 639 Lakeview Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 639 Lakeview Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Lakeview Trl

Nearby Streets

All Decherd, TN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures