639 James Dr, Placerville, CA 95667 Property Records

El Dorado County property record for 639 James Dr, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,479 sqft · built 1992
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (May 2025)
Tax Bill	$5,069 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-561-013-000`

Property Details

APN / Parcel Number

Primary APN	`050-561-013-000`
Alternative APNs	`05056113100` `0505611310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
1st Floor Area	1,479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Patio Area	1,479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	639 JAMES DR
City	PLACERVILLE
State	CA
Zip	95667-3471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 13 DEER CROSSING
Legal Subdivision	DEER CROSSING
Legal Lot Number	13
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3001
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	639 JAMES DR, PLACERVILLE, CA 95667-3471
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Apr 22, 2019	Grant Deed, Transfer · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	202512739
Prior Transfer Date	Apr 9, 2007
Prior Transfer Doc	0000026971
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	639 JAMES DR, PLACERVILLE, CA 95667-3471
Document Number	0000024229
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 JAMES DR PLACERVILLE CA 956673471, PLACERVILLE, CA 95667-3471

Mortgage

Document Number	0000024229
Date	May 28, 2020
Instrument	24229

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 22, 2019
Property Address	639 JAMES DR, PLACERVILLE, CA 95667-3471
Document Number	0000013908
Instrument Date	Apr 18, 2019
Instrument	13908
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$473.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 JAMES DR PLACERVILLE CA 956673471, PLACERVILLE, CA 95667-3471

Mortgage

Document Number	13909
Date	Apr 22, 2019
Instrument	13909

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,100 (+18.02%) Land $170,340 Building $395,760
2025	$5,069.00 (+3.36%)	$479,668 (+4.04%) Land $167,325 Building $312,343
2023	$4,904.00 (+1.43%)	$461,044 Land $160,829 Building $300,215
2022	$4,835.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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