639 Highview Circle Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 639 Highview Circle Dr, Ballwin, MO 63021

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 1,977 sqft · built 1986
Lot Size	0.045 acres (1,978 sqft)
Owner	Individual Name on Record
Last Sale	$344,400 (Oct 2024)
Tax Bill	$4,367 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Oct 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23P-24-0970`

Property Details

APN / Parcel Number

Primary APN	`23P-24-0970`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,977 sqft Living Area
Gross Area	2,731 sqft
1st Floor Area	704 sqft
Basement Area	325 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,978 sqft (0.045 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	84 sqft
Deck Area	130 sqft
Patio Area	260 sqft
Utility Building	8 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	639 HIGHVIEW CIRCLE DR
City	BALLWIN
State	MO
Zip	63021-7804
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	RIDGEVIEW PLACE CONDOMINIUM PLAT TWO BLDG 30 UNIT 639 0.67623% IN COMMON ELEMENTS 10 31 86 (11395 1578)
Legal Subdivision	RIDGEVIEW PLACE CONDOMINIUM PLAT TWO
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	1
Census Block	1011
Census Tract	218015

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 29, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 7, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATL BANK OF GREATER ST LO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2024 · Amount on Record
Deed Sale	Oct 29, 2024 · Amount on Record
Prior Sale	May 7, 2020 · Amount on Record
Deed Document Number	20241029282
Prior Transfer Date	Jul 22, 2004
Prior Transfer Doc	0000000178
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804

Mortgage

Document Number	2025031400369
Date	Mar 14, 2025
Instrument	2025031400369

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804

Mortgage

Document Number	2025101400209
Date	Oct 14, 2025
Instrument	2025101400209

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 29, 2024
Property Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804
Document Number	2024102900282
Map Reference	MB 249 PG 12
Instrument Date	Oct 22, 2024
Instrument	2024102900282
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804

Mortgage

Document Number	2024121100300
Date	Oct 29, 2024
Instrument	2024121100300

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 7, 2020
Property Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804
Document Number	0240360158
Book / Page	24036 / 158
Map Reference	MB 249 PG 12
Instrument Date	Apr 8, 2020
Instrument	2020050700021
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 HIGHVIEW CIRCLE DR, BALLWIN, MO 63021-7804

Mortgage

Document Number	2020050700022
Date	May 7, 2020
Instrument	2020050700022

Lender

Name	CITIZENS NATL BANK OF GREATER ST LO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,150 (-) Land $21,790 Building $49,360	$374,500 (-) Land $114,700 Building $259,800
2025	$4,367.00 (+10.78%)	$71,150 (+17.31%) Land $21,790 Building $49,360	$374,500 (+17.32%) Land $114,700 Building $259,800
2024	$3,942.00 (-0.9%)
2023	$3,978.00 (+6.45%)	$60,650 (+15.33%) Land $13,530 Building $47,120	$319,200 (+15.32%) Land $71,200 Building $248,000
2022	$3,737.00	$52,590 Land $12,390 Building $40,200
2021			$276,800 Land $65,200 Building $211,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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