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639 Grattan St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 639 Grattan St, Chicopee, MA 01020

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 1,383 sqft · built 1920
Lot Size0.116 acres (5,043 sqft)
OwnerCompany Name on Record
Last Sale$600,000 (Nov 2025)
Tax Bill$3,258 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN392-00038

Property Details

APN / Parcel Number

Primary APN392-00038
Alternative APN
  • CHIC M:0392 P:00038

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Units2 Units
Stories2 Stories
Building Area1,383 sqft Living Area
Gross Area2,040 sqft
1st Floor Area813 sqft
Basement Area657 sqft
Unfinished Basement657 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,043 sqft (0.116 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number392-00038
Street Address639 GRATTAN ST
CityCHICOPEE
StateMA
Zip01020-1262
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1007
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address17 RATTLE HILL RD, SOUTHAMPTON, MA 01073-9313
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2026Deed of Trust, Mortgage
LIBERTY BANK
Nov 3, 2025Deed, Transfer
May 29, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2025 · Amount on Record
Deed SaleNov 3, 2025 · Amount on Record
Prior SaleMay 29, 2018
Deed Document Number202552611
Deed Book / Page26095 / 264
Transfer Doc22191-202
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Recording DateJun 4, 2026
Property Address639 GRATTAN ST, CHICOPEE, MA 01020-1262
Document Number026358-518
Book / Page26358 / 518
Instrument DateJun 3, 2026
Instrument202625051
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025051,
DateJun 4, 2026
Book Page26358/518
Instrument202625051
Lender
NameLIBERTY BANK
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.37%
Max Rate-1%

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHICOPEE MA
Recording DateNov 3, 2025
Property Address639 GRATTAN ST, CHICOPEE, MA 01020-1262
Document Number026095-264
Book / Page26095 / 264
Instrument DateOct 30, 2025
Instrument52611
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 RATTLE HILL RD, SOUTHAMPTON, MA 01073-9313

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMay 29, 2018
Property Address639 GRATTAN ST, CHICOPEE, MA 01020-1262
Document Number22191-202
Book / Page022191 / 000202
Instrument DateMay 21, 2018
Instrument29146
Transaction TypeTransfer
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address290 HONEY POT RD WESTFIELD MA 010853952, WESTFIELD, MA 01085-3952

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,258.00 (+5.57%)$214,900 (+2.77%) Land $84,300 Building $130,600
2024$3,086.00$209,100 Land $82,600 Building $126,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Crossroads Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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