Jackson County property record for 639 Edgewater Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,776 sqft · built 1969 |
| Lot Size | 23 acres (1,001,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $176,000 (Jul 2017) |
| Tax Bill | $1,520 (2025) |
| Deeds & Mortgages | Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7559-92-8651 |
| Primary APN | 7559-92-8651 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,776 sqft Heated Area |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,001,880 sqft (23 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 44 sqft |
| Patio Area | 502 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 639 EDGEWATER RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CULLOWHEE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950700 |
639 Edgewater Rd is owned and occupied by an individual who bought it in July 2017.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 639 EDGEWATER RD, CULLOWHEE, NC 28723-8191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on File |
| Deed Sale | Jul 7, 2017 · Amount on File |
| Deed Book / Page | 2192 / 250 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Jul 7, 2017 |
| Property Address | 639 EDGEWATER RD, CULLOWHEE, NC 28723-8191 |
| Document Number | 0021920250 |
| Book / Page | 2192 / 250 |
| Map Reference | MB 934 PG 602 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 505, ST MICHAELS, MD 21663-0505 |
| Name | Verified Name |
|---|---|
| Address | 639 EDGEWATER RD, CULLOWHEE, NC 28723-8191 |
| Document Number | 0021920256 |
|---|---|
| Date | Jul 7, 2017 |
| Book Page | 2192/256 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2027 |
The 2025 property tax bill for 639 Edgewater Rd was $1,520.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $400,056 Land $229,420 Building $170,636 | |
| 2025 | $1,520.00 | |
| 2023 | $1,179.00 | $310,300 Land $204,580 Building $105,720 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 639 Edgewater Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 639 Edgewater Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Sky Fi Fixed Wireless | 10 / 1 |
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