Effingham County property record for 639 Ebenezer Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4.72 acres (205,603 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Sep 2009) |
| Tax Bill | $2,387 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04720-003-C00 |
| Primary APN | 04720-003-C00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 205,603 sqft (4.72 acres) |
|---|---|
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Account Number | 20632 |
|---|---|
| Street Address | 639 EBENEZER RD |
| City | RINCON |
| State | GA |
| Zip | 31326-3434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | 4.72 AC TRCT D |
| Legal Tract | D |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 30303 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 639 EBENEZER RD, RINCON, GA 31326-3434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2017 | Deed of Trust, Mortgage BANK OF NEWINGTON |
| Sep 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2009 · Amount on Record |
| Deed Sale | Sep 8, 2009 · Amount on Record |
| Deed Document Number | 20091755 |
| Deed Book / Page | 1881 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 639 EBENEZER RD, RINCON, GA 31326-3434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002398/938 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 2398/938 |
| Instrument | 002934 |
| Name | BANK OF NEWINGTON |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | May 1, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 639 EBENEZER RD, RINCON, GA 31326-3434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | EBENEZER RD |
| Document Number | 0000002625/0000000915 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 0000002625/0000000915 |
| Instrument | 009848 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 1, 2048 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,852 (-) Land $59,332 Building $21,520 | $202,130 (-) Land $148,330 Building $53,800 | |
| 2025 | $2,387.00 (+31.81%) | $80,852 (+23.14%) Land $59,332 Building $21,520 | $202,130 (+23.14%) Land $148,330 Building $53,800 |
| 2024 | $1,811.00 (+20.73%) | $65,656 (+24%) Land $44,136 Building $21,520 | $164,140 (+24%) Land $110,340 Building $53,800 |
| 2022 | $1,500.00 | $52,950 Land $31,430 Building $21,520 | $132,374 Land $78,574 Building $53,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 83% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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