639 E Second St, Pass Christian, MS 39571 Property Records

Harrison County property record for 639 E Second St, Pass Christian, MS 39571

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,747 sqft · built 1940
Lot Size2.3 acres (100,188 sqft)
OwnerIndividual Name on Record
Last Sale$695,000 (Apr 2024)
Tax Bill$5,984 (2025)
Deeds & MortgagesApr 2024 Sale
Dec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN0413C-01-014.000

Property Details

APN / Parcel Number

Primary APN0413C-01-014.000
Alternative APN
  • 059617

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,747 sqft Adjusted Area
1st Floor Area3,058 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Exterior MaterialWood Frame
Roof TypeGable
Roof MaterialMetal
Lot Area100,188 sqft (2.3 acres)
Parking Spaces3 Parking Spaces
Pool Area228 sqft
Gazebo196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number059617
Street Address639 E SECOND ST
CityPASS CHRISTIAN
StateMS
Zip39571-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.3 AC COM AT INTER OF CENTERLINE OF EAST SECOND ST & CENTERLINE OF COURTENAY AVE S 72 DGS W 549.8 FT ON N MAR OF EAST SECOND
Legal Range12
Legal Township08
Legal Section30
JurisdictionHARRISON MS
Township / Civil Division3
Census Block Group2
Census Block2022
Census Tract2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Scenic Drive Historic District
listed 1979 · 109 contributing resources · NRIS 79001309

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address835 UNION ST STE 300, 300, NEW ORLEANS, LA 70112-1469
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2024Warranty Deed, Transfer
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2024 · Amount on Record
Deed SaleApr 5, 2024 · Amount on Record
Deed Document Number2024-0006286-D-J1
Record UpdatedJun 8, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateApr 5, 2024
Property Address639 E SECOND ST, PASS CHRISTIAN, MS 39571-4006
Document Number20240006286DJ1
Instrument DateApr 4, 2024
Instrument2024-0006286-D-J1
Transaction TypeTransfer
Record UpdatedApr 23, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address230 E SCENIC DRB, PASS CHRISTIAN, MS 39571

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 UNION ST # 300, 300, NEW ORLEANS, LA 70112-1469

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address639 E SECOND ST, PASS CHRISTIAN, MS 39571-4006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200012635TJ1
DateDec 3, 2020
Instrument2020-0012635-T-J1
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityPass Christian City
Unified School DistrictPass Christian Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,984.00 (+65.17%)$41,450 (+54.44%)$276,327 (+6.03%) Land $115,690 Building $160,637
2024$3,623.00 (+3.69%)
2023$3,494.00 Homeowner's exemption Disabled Person's exemption$26,839$260,609 Land $115,690 Building $144,919
2022$3,494.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 509 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies630 units insured
incl. 121 condo units
Nearby Flood Claims698 (1978–2020)
Claims Outside the SFHA192 of 698
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Isaac, Aug 2012 · 10 claims
  • Hurricane Katrina, Sep 2005 · 585 claims
  • Tropical Storm Isidore, Sep 2002 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 92% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PASS CHRISTIAN
serves 10,436 people · EPA ID MS0240009
Water SourceGroundwater
Last State InspectionJan 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: AT&T.

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