639 E L St, Benicia, CA 94510 Property Records

Solano County property record for 639 E L St, Benicia, CA 94510

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,748 sqft · built 1900
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$192,500 (Jan 1997)
Tax Bill$3,639 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0088-134-100

Property Details

APN / Parcel Number

Primary APN0088-134-100

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories3 Stories
Building Area1,748 sqft Living Area
1st Floor Area1,268 sqft
2nd Floor Area480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area10,000 sqft (0.23 acres)
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address639 E L ST
CityBENICIA
StateCA
Zip94510-3512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK-BG 00-00
Legal SubdivisionBENICIA
Legal Block77
Legal Lot Number3
JurisdictionSOLANO CA
Township / Civil DivisionVALLEJO
Census Block Group1
Census Block1081
Census Tract252102

Owner

Source: Solano County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address639 E L ST, BENICIA, CA 94510-3512
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Jun 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 1997 · Amount on Record
Deed SaleJan 31, 1997 · Amount on Record
Deed Document Number19976072
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOLANO CA
Property Address639 E L ST, BENICIA, CA 94510-3512
Transaction TypeMortgage
Record UpdatedMay 14, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 E L ST, BENICIA, CA 94510-3512

Mortgage

Document Number0000049589
DateMay 4, 2021
Instrument202100049589
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOLANO CA
Property Address639 E L ST, BENICIA, CA 94510-3512
Transaction TypeMortgage
Record UpdatedApr 27, 2021
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 EL STREET, BENICIA, CA 94510

Mortgage

Document Number0000043144
DateApr 19, 2021
Instrument202100043144
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOLANO CA
Property Address639 E L ST, BENICIA, CA 94510-3512
Document Number0000037952
Instrument DateMay 1, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address639 E L ST BENICIA CA 945103512, BENICIA, CA 94510-3512

Mortgage

Document Number0000037952
DateMay 15, 2020
Instrument37952
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOLANO CA
Property Address639 E L ST, BENICIA, CA 94510-3512
Document Number0000037295
Instrument DateJun 4, 2019
Transaction TypeMortgage
Record UpdatedJun 24, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address639 E L ST BENICIA CA 945103512, BENICIA, CA 94510-3512

Mortgage

Document Number0000037295
DateJun 13, 2019
Instrument37295
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2049

Tax Assessment & Valuation

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBenicia City
CountySolano County
Unified School DistrictBenicia Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,789 (+2%) Land $83,058 Building $236,731
2025$3,639.00 (-1.14%)$313,520 (+4.04%) Land $81,430 Building $232,090
2024$3,681.00 (+2.48%)
2023$3,592.00 (+1.87%)$301,348 Land $78,269 Building $223,079$713,610
2022$3,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BENICIA
serves 27,131 people · EPA ID CA4810001
Water SourceSurface water
Last State InspectionOct 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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