Lorain County property record for 639 E Broad St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1941 |
| Square Footage | 1,073 sqft Living Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Garage | Detached, 280 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,895.00 (2025) |
| Primary APN | 06-25-006-103-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,073 sqft Living Area |
| 1st Floor | 725 sqft 1st Floor |
| 2nd Floor | 348 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Brick Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 6,098 sqft (0.139 acres) |
| Depth X Width | 136 ft x 45 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Heating System | HVAC Heating |
|---|
| Street Address | 639 E BROAD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6533 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST BROAD ST HTS FRNT 0045.00 DPTH 0140.00 |
| Legal Subdivision | EAST BROAD ST HTS FRNT |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 44 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-103-015
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 639 E BROAD ST, ELYRIA, OH 44035-6533 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Dec 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 21, 2026 |
| Property Address | 639 E BROAD ST, ELYRIA, OH 44035-6533 |
| Document Number | 0000092541 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202692541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 639 E BROAD ST, ELYRIA, OH 44035-6533 |
| Document Number | 0000092541, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202692541 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 639 E BROAD ST, ELYRIA, OH 44035-6533 |
| Document Number | 0000657529 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 639 E BROAD ST ELYRIA OH 440356533, ELYRIA, OH 44035-6533 |
| Document Number | 0000657529 |
|---|---|
| Date | Jan 08, 2018 |
| Instrument | 657529 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,895.00 | $40,250 (-0.02%) Land $8,630 Building $31,620 | $115,020 (-) Land $24,670 Building $90,350 |
| 2024 | $1,895.00 (+23.94%) | $40,258 (+43.49%) Land $8,635 Building $31,623 | $115,020 (+43.49%) Land $24,670 Building $90,350 |
| 2023 | $1,529.00 (+0.39%) | $28,056 (-0.01%) Land $6,979 Building $21,077 | $80,160 (-) Land $19,940 Building $60,220 |
| 2022 | $1,523.00 | $28,060 Land $6,980 Building $21,080 | |
| 2021 | $80,160 Land $19,940 Building $60,220 |
639 E Broad St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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