639 E 7th St, #41, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 639 E 7th St, #41, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,160 sqft · built 1911
Lot Size	0.092 acres (3,999 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jan 2015)
Tax Bill	$6,721 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`12-00615-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`12-00615-0000-00028`
Alternative APNs	`120061500028` `07228000`

Interior

Stories	2 Stories
Building Area	1,160 sqft Living Area

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	07228000
Street Address	639 E 7TH ST, 41
City	PLAINFIELD
State	NJ
Zip	07060-1907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 1160 SQ FT
Legal Block	615
Legal Lot Number	28
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2007
Census Tract	39000

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	639 E 7TH ST, 41, PLAINFIELD, NJ 07060-1907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
May 27, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Feb 16, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2015 · Amount on Record
Deed Sale	Jan 26, 2015 · Amount on Record
Prior Sale	Apr 23, 2014 · Amount on Record
Deed Document Number	2015258178
Deed Book / Page	6041 / 946
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	639 E 7TH ST # 41, 41, PLAINFIELD, NJ 07060-1907
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639E E 7TH ST 41, 41, PLAINFIELD, NJ 07060-1907

Mortgage

Document Number	0153942760
Date	Aug 3, 2023
Book Page	15394/2760
Instrument	54712

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2063

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	639 E 7TH ST # 41, 41, PLAINFIELD, NJ 07060-1907
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 E 7TH ST 41, 41, PLAINFIELD, NJ 07060-1907

Mortgage

Document Number	0152242942
Date	May 27, 2022
Book Page	15224/2942
Instrument	37962

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Feb 1, 2047

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	639 E 7TH ST # 41, 41, PLAINFIELD, NJ 07060-1907
Document Number	0142532039
Book / Page	014253 / 002039
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 E 7TH ST #41 PLAINFIELD NJ 070601907, 41, PLAINFIELD, NJ 07060-1907

Mortgage

Document Number	0142532039
Date	Mar 31, 2017
Book Page	014253/002039
Instrument	638662

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,300 (-) Land $23,500 Building $51,800	$75,300 (-) Land $23,500 Building $51,800
2025	$6,721.00 (+2.22%)	$75,300 (-) Land $23,500 Building $51,800	$75,300 (-) Land $23,500 Building $51,800
2024	$6,575.00 (+3.23%)
2023		$75,300 Land $23,500 Building $51,800	$75,300 Land $23,500 Building $51,800
2022	$6,369.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	75 (1996–2025)
Claims Outside the SFHA	2 of 75
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 17 claims Severe Storms And Flooding, Mar 2010 · 11 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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