639 E 5th St, Ontario, CA 91764 Property Records

San Bernardino County property record for 639 E 5th St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,044 sqft · built 1951
Lot Size	0.173 acres (7,524 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jan 2020)
Tax Bill	$6,728 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1047-372-24-0000`

Property Details

APN / Parcel Number

Primary APN	`1047-372-24-0000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,044 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	2,044 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,524 sqft (0.173 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio/Porch
Porch Area	78 sqft
Patio Area	298 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	639 E 5TH ST
City	ONTARIO
State	CA
Zip	91764-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3539 LOT 42
Legal Subdivision	TRACT NO 3539
Legal Tract	3539
Legal Block	1
Legal Lot Number	42
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1004
Census Tract	1200

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	639 E 5TH ST, ONTARIO, CA 91764-1843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Jan 27, 2020	Quit Claim Deed, Transfer WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC
Jan 27, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 8, 2019	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	202030121
Prior Transfer Date	Jan 16, 2020
Prior Transfer Doc	0000030120
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	639 E 5TH ST, ONTARIO, CA 91764-1843
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 E 5TH ST, ONTARIO, CA 91764-1843

Mortgage

Document Number	0000192817
Date	Aug 7, 2023
Instrument	2023-0192817

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	639 E 5TH ST, ONTARIO, CA 91764-1843
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 E 5TH ST, ONTARIO, CA 91764-1843

Mortgage

Document Number	0000066046
Date	Feb 10, 2021
Instrument	2021-0066046

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	639 E 5TH ST, ONTARIO, CA 91764-1843
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000309113
Date	Jul 28, 2017
Instrument	2017-0309113

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 27, 2020
Property Address	639 E 5TH ST, ONTARIO, CA 91764-1843
Document Number	0000030120
Instrument Date	Jan 16, 2020
Instrument	30120
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	639 E 5TH ST ONTARIO CA 917641843, ONTARIO, CA 91764-1843

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 27, 2020
Property Address	639 E 5TH ST, ONTARIO, CA 91764-1843
Document Number	0000030121
Map Reference	MB 46 PG 99-100
Instrument Date	Jan 3, 2020
Instrument	2020-0030121
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 E 5TH ST, ONTARIO, CA 91764-1843

Mortgage

Document Number	0000030122
Date	Jan 27, 2020
Instrument	2020-0030122

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 8, 2019
Property Address	639 E 5TH ST, ONTARIO, CA 91764-1843
Document Number	0000270065
Map Reference	MB 46 PG 99-100
Instrument Date	Jun 25, 2019
Instrument	2019-0270065
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WESTMINSTER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	639 E 5TH ST, ONTARIO, CA 91764-1843

Mortgage

Document Number	0000270066
Date	Aug 8, 2019
Instrument	2019-0270066

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$631,921 (+2%) Land $175,655 Building $456,266
2025	$6,728.00 (+32.91%) Homeowner's exemption	$619,531 (+31%) Land $172,211 Building $447,320
2023	$5,062.00 (+1.36%) Homeowner's exemption	$472,925 Land $165,524 Building $307,401
2022	$4,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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