639 E 2nd St, Gilman, IL 60938 Property Records

Iroquois County property record for 639 E 2nd St, Gilman, IL 60938

Property Summary

Property Type	Single Family Home
Lot Size	0.597 acres (26,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,566 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17 31 452 010`

Property Details

APN / Parcel Number

Primary APN	`17 31 452 010`

Exterior

Lot Area	26,000 sqft (0.597 acres)
Lot Dimensions	200 ft deep x 130 ft wide

Location & Zoning

Street Address	639 E 2ND ST
City	GILMAN
State	IL
Zip	60938-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 115' OF W 130' X 200' SW COR LT 4 OL
Legal Lot Number	4
Jurisdiction	IROQUOIS IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1091
Census Tract	950600

Owner

Source: Iroquois County assessment roll, APN 17 31 452 010, as of July 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	639 E 2ND ST, GILMAN, IL 60938-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	639 E 2ND ST, GILMAN, IL 60938-1401
Transaction Type	Mortgage
Record Updated	Feb 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 18R0262
Date	Jan 29, 2018
Instrument	18R0262

Lender

Name	THE FIRST NATIONAL BANK IN TREMONT
Type	Bank
Address	PEORIA, IL 61656

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2033

Interest

Rate	4%

Tax Assessment & Valuation

Source: Iroquois County assessment roll as of July 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Douglas Township
Municipality	Gilman City
Unified School District	Iroquois West Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,566.00 (+15.59%)	$38,950 (+13.26%) Land $8,600 Building $30,350	$116,850 (+13.26%) Land $25,800 Building $91,050
2022	$2,220.00 Homeowner's exemption	$34,390 Land $7,590 Building $26,800	$103,170 Land $22,770 Building $80,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iroquois County (17075C), as of August 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170759506001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2008 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 35 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
MCC Network Services Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
AMG Technology Investment Group Fixed Wireless	500 / 200
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Benton Ridge Telephone Company, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0750450, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GILMAN serves 1,793 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.