St. Johns County property record for 639 Deer Crossing Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,816 sqft · built 2017 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,841 (Mar 2017) |
| Tax Bill | $3,016 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102781-1910 |
| Primary APN | 102781-1910 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| Gross Area | 2,222 sqft |
| 1st Floor Area | 1,816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 639 DEER CROSSING RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79/1-10 DEERFIELD PRESERVE PHASE 2 LOT 191 OR4349/367 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 48 |
| Legal Subdivision | DEERFIELD PRESERVE PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 191 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 21301 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 639 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY CAPITAL MORTGAGE INC |
| Jan 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Mar 27, 2017 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2017 · Amount on Record |
| Deed Sale | Mar 27, 2017 · Amount on Record |
| Deed Document Number | 201720865 |
| Deed Book / Page | 4349 / 367 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 639 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8410 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0053000305 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5300/305 |
| Instrument | 2021070676 |
| Name | GATEWAY CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 639 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8410 |
| Document Number | 0048631708 |
| Instrument Date | Jan 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 639 DEER CROSSING RD ST AUGUSTINE FL 320868410, ST AUGUSTINE, FL 32086-8410 |
| Document Number | 0048631708 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 004863/001708 |
| Instrument | 2175 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 27, 2017 |
| Property Address | 639 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8410 |
| Document Number | 0043490367 |
| Book / Page | 4349 / 0367 |
| Map Reference | MB79 PG1-10 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 2017020865 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLROIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,728.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 639 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8410 |
| Document Number | 2017020866 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 2017020866 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,524 (+2.7%) | $334,667 (-2.69%) Land $85,000 Building $249,667 | |
| 2025 | $3,016.00 (+13.43%) Homeowner's exemption | $237,122 (+2.9%) | $343,912 (-2.33%) Land $85,000 Building $258,912 |
| 2024 | $2,659.00 (+2.11%) Homeowner's exemption | $230,439 (+3%) | $352,118 (+3.57%) Land $85,000 Building $267,118 |
| 2023 | $2,604.00 (+3.21%) Homeowner's exemption | $223,727 (+3%) | $339,980 (+7.71%) Land $85,000 Building $254,980 |
| 2022 | $2,523.00 Homeowner's exemption | $217,211 | $315,632 Land $67,200 Building $248,432 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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