639 de Luz Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 639 de Luz Rd, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3.5 ba · 1,742 sqft · built 1950
Lot Size	0.161 acres (7,019 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Apr 2019)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`103-112-01-00`

Property Details

APN / Parcel Number

Primary APN	`103-112-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Building Area	1,742 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Family
Lot Area	7,019 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	639 DE LUZ RD
City	FALLBROOK
State	CA
Zip	92028-1909
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	BLK 17 LOT 10 TR 000061
Legal Subdivision	STEVENSON BROS SUB
Legal Tract	000061
Legal Block	17
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3010
Census Tract	18903

Owner

Source: San Diego County records · APN 103-112-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	639 DE LUZ RD, FALLBROOK, CA 92028-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional with PMI HIGHTECHLENDING
Nov 19, 2019	Deed of Trust, Mortgage · Conventional with PMI HIGHTECHLENDING
Apr 05, 2019	Grant Deed, Transfer · Conventional with PMI HIGHTECHLENDING
Nov 27, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 28, 2017	Quit Claim Deed, Transfer NEXTITLE
Jul 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2019 · Amount on Record
Deed Sale	Apr 05, 2019 · Amount on Record
Prior Sale	Jul 24, 1998 · Amount on Record
Deed Document Number	2019121616
Prior Transfer Date	Apr 21, 2017
Prior Transfer Doc	0000341998
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	639 DE LUZ RD, FALLBROOK, CA 92028-1909
Document Number	0000435214
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	639 DE LUZ RD FALLBROOK CA 920281909, FALLBROOK, CA 92028-1909

Mortgage

Document Number	0000435214
Date	Aug 06, 2020
Instrument	435214

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 05, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	639 DE LUZ RD, FALLBROOK, CA 92028-1909
Document Number	0000567531
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	639 DE LUZ RD FALLBROOK CA 920281909, FALLBROOK, CA 92028-1909

Mortgage

Document Number	0000567531
Date	Dec 06, 2019
Instrument	567531

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 05, 2019
Property Address	639 DE LUZ RD, FALLBROOK, CA 92028-1909
Document Number	0000121616
Instrument Date	Feb 11, 2019
Instrument	121616
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$493.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	639 DE LUZ RD FALLBROOK CA 920281909, FALLBROOK, CA 92028-1909

Mortgage

Document Number	121617
Date	Apr 05, 2019
Instrument	121617

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2017
Property Address	639 DE LUZ RD, FALLBROOK, CA 92028-1909
Document Number	0000547887
Instrument Date	Nov 21, 2017
Instrument	547887
Transaction Type	Transfer
Record Updated	Dec 01, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2124 FALLBROOK CA 920882124, FALLBROOK, CA 92088-2124

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2017
Property Address	639 DE LUZ RD, FALLBROOK, CA 92028-1909
Document Number	0000341998
Instrument Date	Apr 21, 2017
Instrument	341998
Transaction Type	Transfer
Record Updated	Aug 03, 2017
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	639 DE LUZ RD FALLBROOK CA 920281909, FALLBROOK, CA 92028-1909

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2017
Property Address	639 DE LUZ RD, FALLBROOK, CA 92028-1909
Document Number	0000341999
Instrument Date	Apr 21, 2017
Instrument	341999
Transaction Type	Transfer
Record Updated	Aug 03, 2017
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	639 DE LUZ RD FALLBROOK CA 920281909, FALLBROOK, CA 92028-1909

Mortgage

Document Number	342000
Date	Jul 28, 2017
Instrument	342000

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$510,880 (+2%) Land $227,563 Building $283,317
2025	$5,332.00 (+5.54%) Homeowner's exemption	$500,863 (+4.04%) Land $223,101 Building $277,762
2023	$5,052.00 Homeowner's exemption	$481,416 Land $214,439 Building $266,977
2022	$5,052.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	About 1 in 176 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 567 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, AT&T, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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