Norfolk County and Needham Town property record for 639 Central Ave, Needham, MA 02494
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,044 sqft · built 1870 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Jun 2015) |
| Tax Bill | $11,066 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Jul 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:1080001500000 |
| Primary APN | M:1080001500000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 2,034 sqft |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 990 sqft |
| Unfinished Basement | 990 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,460 sqft (0.309 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 639 CENTRAL AVE |
|---|---|
| City | NEEDHAM HEIGHTS |
| State | MA |
| Zip | 02494-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 15 |
| Jurisdiction | NEEDHAM MA |
| Township / Civil Division | NEEDHAM |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 403502 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 639 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage METRO CU |
| Jul 13, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance METRO CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2015 · Amount on Record |
| Deed Sale | Jun 30, 2015 · Amount on Record |
| Deed Document Number | 201561054 |
| Deed Book / Page | 33270 / 458 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Property Address | 639 CENTRAL AVE, NEEDHAM, MA 02494-1428 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 043012-327 |
|---|---|
| Date | Mar 30, 2026 |
| Book Page | 43012/327 |
| Instrument | 19349 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEEDHAM MA |
| Recording Date | Jul 13, 2022 |
| Property Address | 639 CENTRAL AVE, NEEDHAM, MA 02494-1428 |
| Document Number | 040680-509 |
| Book / Page | 40680 / 509 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 62328 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 639 CENTRAL AVE, NEEDHAM, MA 02494-1428 |
| Document Number | 040680-513 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 40680/513 |
| Instrument | 62329 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Aug 1, 2048 |
Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Needham Town |
| Unified School District | Needham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,066.00 (+22.83%) | $1,044,000 (+51.11%) Land $675,100 Building $368,900 | $1,148,740 (+2.32%) |
| 2024 | $1,122,710 | ||
| 2023 | $9,009.00 | $690,900 Land $423,400 Building $267,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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