639 Cedar Dr, Pasadena, MD 21122 Property Records

Anne Arundel County property record for 639 Cedar Dr, Pasadena, MD 21122

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,937 sqft · built 1978
Lot Size	0.348 acres (15,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Dec 2025)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-185-90010539`

Property Details

APN / Parcel Number

Primary APN	`03-185-90010539`
Alternative APNs	`3-185-90010539` `18590010539`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,937 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	749 sqft
Finished Basement	749 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,150 sqft (0.348 acres)
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	18590010539
Street Address	639 CEDAR DR
City	PASADENA
State	MD
Zip	21122-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 332 PL 5 CHELSEA BEACH
Legal Subdivision	CHELSEA BEACH
Legal Block	3
Legal Lot Number	332
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	3
Census Block Group	3
Census Block	3026
Census Tract	731205

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	639 CEDAR DR, PASADENA, MD 21122-4415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 7, 2020	Deed, Transfer · VA Mortgage FULTON BANK NA
May 1, 2017	Loan Modification, Mortgage · Conventional with PMI BRANCH BK&TR
Mar 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	Dec 7, 2020 · Amount on Record
Deed Book / Page	41888 / 476
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 5, 2025
Property Address	639 CEDAR DR, PASADENA, MD 21122-4415
Document Number	0418880476
Book / Page	41888 / 476
Map Reference	MB 23 FO 35
Instrument Date	Nov 24, 2025
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	UNKNOWN, FRIENDS TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	639 CEDAR DR, PASADENA, MD 21122-4415

Mortgage

Document Number	0041888482
Date	Dec 5, 2025
Instrument	41888/482

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 7, 2020
Property Address	639 CEDAR DR, PASADENA, MD 21122-4415
Document Number	0357410007
Book / Page	35741 / 7
Map Reference	MB 23 FO 35
Instrument Date	Nov 20, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	639 CEDAR DR, PASADENA, MD 21122-4415

Mortgage

Document Number	3574115
Date	Dec 7, 2020
Instrument	35741/15

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	639 CEDAR DR, PASADENA, MD 21122-4415
Document Number	0308290350
Instrument Date	May 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 CEDAR DR PASADENA MD 211224415, PASADENA, MD 21122-4415

Mortgage

Document Number	0308290350
Date	Apr 13, 2017
Book Page	030829/000350

Lender

Name	BRANCH BK&TR
Type	Bank
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	639 CEDAR DR, PASADENA, MD 21122-4415
Document Number	0308130406
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 CEDAR DR PASADENA MD 211224415, PASADENA, MD 21122-4415

Mortgage

Document Number	0308130406
Date	Apr 21, 2017
Book Page	030813/000406

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,667 (+4.57%)	$428,600 (-) Land $195,000 Building $233,600
2025	$4,530.00 (+19.75%)	$392,733 (+8.98%)	$428,600 (+14.35%) Land $195,000 Building $233,600
2023	$3,783.00 Homeowner's exemption	$360,367	$374,800 Land $195,000 Building $179,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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