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  3. Bullitt County
  4. Shepherdsville
  5. Cameron Ridge Rd

639 Cameron Ridge Rd, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 639 Cameron Ridge Rd, Shepherdsville, KY 40165

Property Summary

Property TypeSingle Family Home
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Jul 2026)
Tax Bill$2,662 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN072-S00-06-004

Property Details

APN / Parcel Number

Primary APN072-S00-06-004
Alternative APNs
  • 024430032
  • 403247

Exterior

Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number403247
Street Address639 CAMERON RIDGE RD
CitySHEPHERDSVILLE
StateKY
Zip40165-8383
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 37 SEC 1 BELLA WOODS
Legal SubdivisionBELLA WOODS SUB SEC 1
Legal Lot Number37
JurisdictionBULLITT KY
Township / Civil DivisionSHEPHERDSVILLE SOUTHEAST
Census Block Group2
Census Block2003
Census Tract21102

Owner

Source: Bullitt County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address639 CAMERON RIDGE RD, SHEPHERDSVILLE, KY 40165-8383
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE CORPORATION
Jul 8, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2026 · Amount on Record
Deed SaleJul 8, 2026 · Amount on Record
Prior SaleJun 15, 2017 · Amount on Record
Deed Document Number20261940121
Deed Book / Page1163 / 420
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBULLITT KY
Recording DateJul 8, 2026
Property Address639 CAMERON RIDGE RD, SHEPHERDSVILLE, KY 40165-8383
Document Number0001940121
Book / Page1163 / 420
Instrument DateJul 7, 2026
Instrument20261940121
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanySIGNATURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$60,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 CAMERON RIDGE RD, SHEPHERDSVILLE, KY 40165-8383

Mortgage

Document Number0001940124,
DateJul 8, 2026
Instrument20261940124
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBULLITT KY
Recording DateJul 8, 2026
Property Address639 CAMERON RIDGE RD, SHEPHERDSVILLE, KY 40165-8383
Document Number0001940124
Book / Page2316 / 236
Instrument DateJul 7, 2026
Instrument20261940124
Transaction TypeMortgage
Record UpdatedJul 17, 2026
Title CompanySIGNATURE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 OTTAWA AVE, LOUISVILLE, KY 40214-1805

Mortgage

Document Number0001940124,
DateJul 8, 2026
Book Page2316/236
Instrument20261940124
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Bullitt County assessment roll, as of January 30, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBullitt County
Unified School DistrictBullitt County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,662.00 (-17.48%) Homeowner's exemption$279,900 (-) Building $279,900$279,900 (-) Building $279,900
2023$3,226.00$279,900 Building $279,900$279,900 Building $279,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

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