639 Berkeley Ave, Bayville, NJ 08721 Property Records

Ocean County and Berkeley Township property record for 639 Berkeley Ave, Bayville, NJ 08721

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 3 ba · 2,000 sqft · built 2010
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,444 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00795-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`06-00795-0000-00021`
Alternative APNs	`06007952400021` `060079500021`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,000 sqft Gross Area
Basement Area	648 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	06007952400021
Street Address	639 BERKELEY AVE
City	BAYVILLE
State	NJ
Zip	08721-3704
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R150
Legal Description	75X144 22,23 DISABLED VETERAN
Legal Subdivision	HAMILTON
Legal Block	795
Legal Lot Number	21
Jurisdiction	OCEAN NJ
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1054
Census Tract	731103

Owner

639 Berkeley Ave is owned by two individuals who acquired it in September 2020.

Source: Ocean County and Berkeley Township records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	639 BERKELEY AVE, BAYVILLE, NJ 08721-3704
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 19, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2020	Intrafamily Transfer, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020
Deed Sale	Sep 11, 2020
Prior Sale	Dec 31, 2009 · Amount on File
Deed Document Number	2020100891
Deed Book / Page	18049 / 1749
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	0180491749
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	639 BERKELEY AVE, BAYVILLE, NJ 08721-3704
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0189001385
Date	Feb 8, 2022
Book Page	18900/1385
Instrument	2022016704

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	639 BERKELEY AVE, BAYVILLE, NJ 08721-3704
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0184850348
Date	May 19, 2021
Book Page	18485/348
Instrument	2021076569

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEAN NJ
Recording Date	Sep 11, 2020
Property Address	639 BERKELEY AVE, BAYVILLE, NJ 08721-3704
Document Number	0180491749
Book / Page	18049 / 1749
Instrument Date	Aug 6, 2020
Instrument	2020100891
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	EXPERT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 BERKELEY AVE, BAYVILLE, NJ 08721-3704

Mortgage

Document Number	2020100892
Date	Sep 11, 2020
Instrument	2020100892

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 639 Berkeley Ave was $6,444, up 7.4% from the year before.

Source: Ocean County and Berkeley Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Berkeley Township
Elementary School District	Berkeley Township School District (KG - 06)
Secondary School District	Central Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,800 (-) Land $90,700 Building $158,100	$248,800 (-) Land $90,700 Building $158,100
2025	$6,444.00 (+7.44%)	$248,800 Land $90,700 Building $158,100	$248,800 Land $90,700 Building $158,100
2024	$5,998.00
2023		$248,800 Land $90,700 Building $158,100	$248,800 Land $90,700 Building $158,100
2022	$5,665.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 639 Berkeley Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 639 Berkeley Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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