639 Alex Way, Encinitas, CA 92024 Property Records

San Diego County property record for 639 Alex Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,543 sqft · built 2003
Lot Size	0.218 acres (9,501 sqft)
Owner	Company Name on Record
Last Sale	$900,000 (Jan 2007)
Tax Bill	$16,921 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`254-710-44-00`

Property Details

APN / Parcel Number

Primary APN	`254-710-44-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,543 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,501 sqft (0.218 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	639 ALEX WAY
City	ENCINITAS
State	CA
Zip	92024-2379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 44 TR 014268
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014268
Legal Block	2
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17605

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	639 ALEX WAY, ENCINITAS, CA 92024-2379
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Feb 16, 2018	Intrafamily Transfer, Transfer · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2007 · Amount on Record
Deed Sale	Jan 16, 2007 · Amount on Record
Prior Sale	Mar 21, 2003 · Amount on Record
Deed Document Number	200731346
Last Transfer Date	Feb 9, 2018
Transfer Doc	0000063654
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	639 ALEX WAY, ENCINITAS, CA 92024-2379
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 ALEX WAY, ENCINITAS, CA 92024-2379

Mortgage

Document Number	0000127390
Date	Mar 23, 2022
Instrument	2022-0127390

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2018
Property Address	639 ALEX WAY, ENCINITAS, CA 92024-2379
Document Number	0000063654
Map Reference	MAP 14268
Instrument Date	Feb 9, 2018
Instrument	2018-0063654
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 ALEX WAY, ENCINITAS, CA 92024-2379

Mortgage

Document Number	0000063655
Date	Feb 16, 2018
Instrument	2018-0063655

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Type Change Date	Mar 1, 2025
Change Frequency	Monthly
Min Rate At Change	2.5%
Max Rate At Change	9.95%
Index	1-Month LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,338,497 (+2%) Land $491,775 Building $846,722
2025	$16,921.00 (+7.77%) Homeowner's exemption	$1,312,253 (+7.97%) Land $482,133 Building $830,120
2023	$15,701.00 (+7.17%) Homeowner's exemption	$1,215,416 Land $460,961 Building $754,455
2022	$14,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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