639 112th St Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 639 112th St Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,884 sqft · built 2020
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on Record
Tax Bill$3,025 (2024)
Deeds & MortgagesApr 2022 Transfer
Oct 2020 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN00344390-000000

Property Details

APN / Parcel Number

Primary APN00344390-000000
Alternative APNs
  • 06663300344390000000
  • 1422312

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,884 sqft Living Area
1st Floor Area1,561 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area3,750 sqft (0.086 acres)
Lot Dimensions50 ft deep x 75 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area540 sqft
Patio Area18 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1422312
Old Parcel Number06663300344390000000
Street Address639 112TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 29 & S1/2 LT 30 LITTLE VENICE PB3-7 KEY VACCA OR524-120 OR782-833 RE: 344400 COMBINED PER OWNERS REQUEST 7-30-84
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionLITTLE VENICE
Legal Lot Number29-30
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1005
Census Tract971100

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 500433, MARATHON, FL 33050-0433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN
Oct 28, 2020Deed of Trust, Mortgage · Line of Credit
LAKE MICHIGAN CU
Oct 15, 2019Trustee's Deed, Construction Loan · Construction Mortgage
LAKE MI CU
Jul 27, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2018
Deed SaleJul 27, 2018
Prior SaleApr 4, 2003 · Amount on Record
Deed Document Number2180012
Deed Book / Page1873 / 1583
Record UpdatedJun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateApr 7, 2022
Property Address639 112TH STREET OCEAN, MARATHON, FL 33050-3420
Document Number0031652430
Book / Page3165 / 2430
Map ReferenceMB 3 PG 7
Instrument DateDec 30, 2021
Instrument2369618
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20041 NW 5TH ST, PEMBROKE PINES, FL 33029-3319

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address639 112TH STREET OCEAN, MARATHON, FL 33050-3420
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030530825
DateOct 28, 2020
Book Page3053/825
Instrument2288337
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 15, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONROE FL
Recording DateOct 15, 2019
Property Address639 112TH STREET OCEAN, MARATHON, FL 33050-3420
Document Number0029891382
Book / Page002989 / 001382
Instrument DateOct 2, 2019
Instrument2240540
Transaction TypeConstruction Loan
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 112TH STREET OCEAN MARATHON FL 330503420, MARATHON, FL 33050-3420

Mortgage

Document Number29891382
DateOct 15, 2019
Book Page002989/001382
Instrument2240540
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2049
Interest
Rate TypeAdjustable Rate
Rate3.61%

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJul 27, 2018
Property Address639 112TH STREET OCEAN, MARATHON, FL 33050-3420
Document Number0029191277
Book / Page002919 / 001277
Instrument DateJul 26, 2018
Instrument2180012
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 500433 MARATHON FL 330500433, MARATHON, FL 33050-0433

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$314,325 (+5.99%)$1,374,837 (+2.14%) Land $634,125 Building $740,712
2024$3,025.00 (+3.45%)
2023$2,924.00 (+1.74%) Homeowner's exemption$296,570 (+3%)$1,345,981 (+19.43%) Land $554,414 Building $791,567
2022$2,874.00 Homeowner's exemption$287,933$1,126,999 Land $334,594 Building $792,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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