63891 Ridgeway Rd, Cambridge, OH 43725 Property Records

Guernsey County property record for 63891 Ridgeway Rd, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,322 sqft
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Jun 2007)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Apr 2020 Construction Loan Jun 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-0001453.000`

Property Details

APN / Parcel Number

Primary APN	`02-0001453.000`
Alternative APN	`001874-1`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Basement Area	1,322 sqft

Exterior

Construction Type	Frame
Roof Material	Shingle
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	158 ft deep x 69 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	001874-1
Street Address	63891 RIDGEWAY RD
City	CAMBRIDGE
State	OH
Zip	43725-8846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SA04-02 37 J M BROWN & PT VAC ST BETWEEN LOTS 11 & 37
Legal Range	03W
Legal Township	02N
Legal Section	04
Legal Subdivision	BROWN
Legal Tract	2
Legal Lot Number	11,37
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1048
Census Tract	977400

Owner

63891 Ridgeway Rd is owned and occupied by two individuals who bought it in June 2007.

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	63891 RIDGEWAY RD, CAMBRIDGE, OH 43725-8846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK
Jun 18, 2007	Warranty Deed, Transfer · Conventional Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2007 · Amount on File
Deed Sale	Jun 18, 2007 · Amount on File
Deed Document Number	200721455
Deed Book / Page	449 / 1763
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	63891 RIDGEWAY RD, CAMBRIDGE, OH 43725-8846
Transaction Type	Mortgage
Record Updated	May 15, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	568/2263
Date	Apr 28, 2020
Book Page	568/2263
Instrument	202000002197

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	42231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jun 18, 2007
Property Address	63891 RIDGEWAY RD, CAMBRIDGE, OH 43725-8846
Document Number	00449/1763
Book / Page	449 / 1763
Map Reference	MB 373 PG 118
Instrument Date	Jun 15, 2007
Instrument	200700021455
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Investor	Possibly a Property Investor

Mortgage

Document Number	200700021456
Date	Jun 18, 2007
Instrument	200700021456

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 63891 Ridgeway Rd was $1,109, down 1.5% from the year before.

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (-1.51%)	$25,053 (-) Land $7,763 Building $17,290
2024	$1,126.00 (+20.3%)	$25,053 (+24.99%) Land $7,763 Building $17,290	$71,580 Land $22,180 Building $49,400
2023	$936.00 (-0.32%)	$20,044 (-0.03%) Land $6,160 Building $13,884
2022	$939.00	$20,050 Land $6,170 Building $13,880	$57,290 (+0.03%) Land $17,620 Building $39,670
2021			$57,270 Land $17,600 Building $39,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 63891 Ridgeway Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1998–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Feb 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 5 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 63891 Ridgeway Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, Smart Way Communications.

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