6389 Yellow River Ranch Rd, Florala, AL 36442 Property Records

Covington County property record for 6389 Yellow River Ranch Rd, Florala, AL 36442

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,070 sqft · built 2017
Lot Size	46 acres (2,003,760 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Oct 2022)
Tax Bill	$815 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-28-02-03-0-000-008.000`

Property Details

APN / Parcel Number

Primary APN	`23-28-02-03-0-000-008.000`
Alternative APNs	`28020300000080000` `2802030000008000` `23419491` `23422393`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,070 sqft Living Area
1st Floor Area	1,800 sqft
Upper Floors Area	900 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,003,760 sqft (46 acres)
Terrain	Wooded
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23422393
Street Address	6389 YELLOW RIVER RANCH RD
City	FLORALA
State	AL
Zip	36442-7444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2022/22554 JSD 10/20/2022 SW4 OF NW4 SEC 3 T1N R16E LYING W OF YELLOW RIVER BRANCH RD & S OF WOODY CARROLL LANE ALSO
Legal Range	16E
Legal Township	01N
Legal Section	03
Legal Subdivision	HUGHES ADDITION
Jurisdiction	COVINGTON AL
Township / Civil Division	FLORALA
Census Block Group	1
Census Block	1048
Census Tract	963000

Owner

Source: Covington County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 1, 2021	Intrafamily Transfer, Transfer · Line of Credit SOUTHERN INDEPENDENT BANK
Apr 18, 2019	Warranty Deed, Transfer
Apr 10, 2017	Deed, Transfer · Conventional Mortgage FIRST SOUTH FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Apr 18, 2019 · Amount on Record
Deed Book / Page	2022 / 22554
Prior Transfer Date	Jun 24, 2006
Prior Transfer Doc	2006/14716
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Oct 21, 2022
Property Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444
Document Number	2022/22554
Book / Page	2022 / 22554
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444

Mortgage

Document Number	2022/22556
Date	Oct 21, 2022
Book Page	2022/22556

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COVINGTON AL
Recording Date	Mar 1, 2021
Property Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444
Document Number	02021/4597
Book / Page	2021 / 4597
Instrument Date	Feb 22, 2021
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444

Mortgage

Document Number	0020214616
Date	Mar 1, 2021
Instrument	2021/4616

Lender

Name	SOUTHERN INDEPENDENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 17, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Apr 18, 2019
Property Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444
Document Number	2019/06075
Book / Page	2019 / 06075
Map Reference	MB 1 PG 1
Instrument Date	Apr 8, 2019
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4835 ROWAN RD # 212, 212, NEW PORT RICHEY, FL 34653-5640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	COVINGTON AL
Recording Date	Apr 10, 2017
Property Address	6389 YELLOW RIVER RANCH RD, FLORALA, AL 36442-7444
Document Number	0201705027
Instrument Date	Apr 10, 2017
Instrument	2017-05027
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4500 DORA DR, MOUNT DORA, FL 32757-7100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4500 DORA DR, MOUNT DORA, FL 32757-7100

Mortgage

Document Number	0201705028
Date	Apr 10, 2017
Instrument	2017-05028

Lender

Name	FIRST SOUTH FARM CREDIT ACA
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$815.00 (-1.57%) Homeowner's exemption	$63,536 (+96.95%) Land $27,140 Building $36,396	$317,680 (-1.48%) Land $135,700 Building $181,980
2024	$828.00 (+30.19%) Homeowner's exemption	$32,260 (+37.92%) Land $13,580 Building $18,680	$322,460 (+37.86%) Land $135,700 Building $186,760
2023	$636.00 (+17.56%)	$23,390 (+17.66%) Land $11,470 Building $11,920	$233,900 (+17.66%) Land $114,700 Building $119,200
2022	$541.00	$19,880 Land $9,560 Building $10,320	$198,800 Land $95,600 Building $103,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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