6389 Hanover Rd, Hanover, MD 21076 Property Records

Howard County property record for 6389 Hanover Rd, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,092 sqft · built 2003
Lot Size	0.289 acres (12,604 sqft)
Owner	2 Individual Names on File
Last Sale	$491,000 (Sep 2020)
Tax Bill	$8,777 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-292595`

Property Details

APN / Parcel Number

Primary APN	`01-292595`
Alternative APN	`292595`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,092 sqft Total Area
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,604 sqft (0.289 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	292595
Street Address	6389 HANOVER RD
City	HANOVER
State	MD
Zip	21076-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 4 12604 SQ 6389 HANOVER RD WEST POINT
Legal Subdivision	WEST POINT LOTS 2 5 AND OPEN SPACE LOT 1
Legal Lot Number	4
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2014
Census Tract	601206

Owner

6389 Hanover Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6389 HANOVER RD, HANOVER, MD 21076-1030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 29, 2020	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Prior Sale	Oct 22, 2008 · Amount on File
Deed Book / Page	19758 / 397
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0191560461
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6389 HANOVER RD, HANOVER, MD 21076-1030
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6389 HANOVER RD, HANOVER, MD 21076-1030

Mortgage

Document Number	0220210434
Date	Jun 23, 2023
Book Page	22021/434

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Oct 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6389 HANOVER RD, HANOVER, MD 21076-1030
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6389 HANOVER RD, HANOVER, MD 21076-1030

Mortgage

Document Number	0217040386
Date	Sep 7, 2022
Book Page	21704/386

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2050

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 29, 2020
Property Address	6389 HANOVER RD, HANOVER, MD 21076-1030
Document Number	0197580397
Book / Page	19758 / 397
Map Reference	PL MDR 15555
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ADMIRAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,592.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6389 HANOVER RD, HANOVER, MD 21076-1030

Mortgage

Document Number	19758403
Date	Sep 29, 2020
Instrument	19758/403

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 31, 2020
Property Address	6389 HANOVER RD, HANOVER, MD 21076-1030
Document Number	0191560461
Book / Page	019156 / 000461
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	6389 HANOVER RD HANOVER MD 210761030, HANOVER, MD 21076-1030

Tax Assessment & Valuation

The 2026 property tax bill for 6389 Hanover Rd was $8,777, up 8.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,777.00 (+8.14%)	$566,000 (+8.44%) Land $214,200 Building $351,800	$566,000 (-) Land $214,200 Building $351,800
2025	$8,116.00 (+8.47%)	$521,967	$566,000 Land $214,200 Building $351,800
2024	$7,482.00
2023		$433,900 Land $169,200 Building $264,700	$433,900 Land $169,200 Building $264,700
2022	$4,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6389 Hanover Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6389 Hanover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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