6386 Sandy Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 6386 Sandy Ln, Milton, FL 32570

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 6 ba · 3,840 sqft · built 1985
Lot Size	0.296 acres (12,894 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Aug 2024)
Tax Bill	$2,848 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-2N-28-0000-00220-0000`

Property Details

APN / Parcel Number

Primary APN	`21-2N-28-0000-00220-0000`
Alternative APN	`N282210000002200000`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Units	4 Units
Stories	2 Stories
Building Area	3,840 sqft Living Area
Gross Area	4,480 sqft
1st Floor Area	1,920 sqft
Upper Floors Area	480 sqft
Utility Area	48 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	140 ft deep x 16 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	256 sqft
Patio Area	48 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6386 SANDY LN
City	MILTON
State	FL
Zip	32570-6401
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	DESCRIPTION UPDATED FOR 2022 UNIT 1: COM AT NE CORN OF NW4 OF NE4 SECTION 21 TOWNSHIP 2 NORTH RANGE 28 WEST THN S 643.20 FT TO N R/W OF SANDY LN THN S900'W ON R/W 1142.58 FT TO POB & CONT 24.42 FT THN N037'04W 140 FT THN N900'E 24.25 FT THN S04
Legal Range	28W
Legal Township	2N
Legal Section	21
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1024
Census Tract	10505

Owner

Source: Santa Rosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5510 W FAIRFIELD DR, PENSACOLA, FL 32506-3491
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jan 24, 2017	Warranty Deed, Transfer · Conventional Mortgage MOTIVE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	202434891
Deed Book / Page	4528 / 1479
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6386 SANDY LN, MILTON, FL 32570-6401
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6386 SANDY LN, MILTON, FL 32570-6401

Mortgage

Document Number	0044270103
Date	Aug 22, 2023
Book Page	4427/103
Instrument	202338189

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 1, 2021
Property Address	6386 SANDY LN, MILTON, FL 32570-6401
Document Number	0041870082
Book / Page	4187 / 82
Instrument Date	Sep 30, 2021
Instrument	202165794
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,397.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20696 134TH ST SE, MONROE, WA 98272-8424

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6386 SANDY LN, MILTON, FL 32570-6401

Mortgage

Document Number	0000418785
Date	Oct 1, 2021
Instrument	4187/85

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 24, 2017
Property Address	6386 SANDY LN, MILTON, FL 32570-6401
Document Number	0035930150
Book / Page	003593 / 000150
Instrument Date	Jan 18, 2017
Instrument	2723
Transaction Type	Transfer
Record Updated	Feb 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 ILDICA CT SPRING VALLEY CA 919773521, SPRING VALLEY, CA 91977-3521

Mortgage

Document Number	35930155,
Date	Jan 24, 2017
Book Page	003593/000155
Instrument	2724

Lender

Name	MOTIVE LNDG
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$370,852 (+53.05%) Land $72,000 Building $298,852	$370,852 (+53.05%) Land $72,000 Building $298,852
2024	$2,848.00 (-18.3%) Homeowner's exemption	$242,308 (-19.69%) Land $57,600 Building $184,708	$242,308 (-19.69%) Land $57,600 Building $184,708
2023	$3,486.00 (+1.22%) Homeowner's exemption	$301,700 (+2.43%) Land $57,600 Building $244,100	$301,700 (+2.43%) Land $57,600 Building $244,100
2022	$3,444.00 Homeowner's exemption	$294,548	$294,548 Land $57,600 Building $236,948

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Sandy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures