6386 Pepper Tree Ln, Jackson, MI 49201 Property Records

Jackson County property record for 6386 Pepper Tree Ln, Jackson, MI 49201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,786 sqft · built 1988
Lot Size	0.572 acres (24,916 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000-08-06-403-021-01`

Property Details

APN / Parcel Number

Primary APN	`000-08-06-403-021-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft
Basement Area	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	24,916 sqft (0.572 acres)
Lot Depth	243 ft Depth
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6386 PEPPER TREE LN
City	JACKSON
State	MI
Zip	49201-9411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LOTS 26 AND 27 HUNTERS RIDGE
Legal Subdivision	HUNTERS RIDGE
Legal Lot Number	26-27
Jurisdiction	JACKSON MI
Township / Civil Division	BLACKMAN
Census Block Group	2
Census Block	2007
Census Tract	5602

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6386 PEPPER TREE LN, JACKSON, MI 49201-9411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 1991
Deed Sale	Jun 1, 1991
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Dec 29, 2022
Property Address	6386 PEPPER TREE LN, JACKSON, MI 49201-9411
Document Number	0002929488
Book / Page	2223 / 397
Map Reference	LB 29 PG 11-13
Instrument Date	Dec 19, 2022
Instrument	2929488
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 N THOMPSON ST, JACKSON, MI 49202-4133

Mortgage

Document Number	0022230398
Date	Dec 29, 2022
Instrument	2223-0398

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	5.99%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
County Subdivision	Blackman Charter Township
Unified School District	Northwest School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,350 (+4.29%)	$340,700 (+4.29%)
2025	$2,624.00 (-51.38%)	$163,350 (+12.27%)	$326,700 (+12.27%)
2024	$5,397.00 (+52.37%)
2023		$145,500	$291,000
2022	$3,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20