6386 Black Gum Rd, Gilmer, TX 75644 Property Records

Upshur County property record for 6386 Black Gum Rd, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	4,663 sqft · built 1982
Lot Size	1.33 acres (58,327 sqft)
Owner	Individual Name on File
Tax Bill	$938 (2025)
Deeds & Mortgages	May 2017 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S226-S02-000-BL17LT2`

Property Details

APN / Parcel Number

Primary APN	`S226-S02-000-BL17LT2`
Alternative APN	`498`

Interior

Building Area	4,663 sqft Total Area

Exterior

Year Built	Built 1982
Lot Area	58,327 sqft (1.33 acres)

Location & Zoning

Account Number	S226-S02-000-BL17LT2
Street Address	6386 BLACK GUM RD
City	GILMER
State	TX
Zip	75644-7437
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 2 E/2, 4 W/2, BLK 17 KELSEY S226 (A295) 1.339 ACRES & HOUSE
Legal Block	17
Legal Lot Number	2
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	1
Census Block	1026
Census Tract	950302

Owner

Source: Upshur County records · APN S226-S02-000-BL17LT2

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6386 BLACK GUM RD, GILMER, TX 75644-7437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2017	Deed of Trust, Mortgage TELCO PLUS CU
Aug 06, 2020	Vendor's Lien, Transfer · FHA Mortgage LOAN SIMPLE INC
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit TELCO PLUS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2020
Deed Sale	Aug 06, 2020
Deed Document Number	0202005635
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	6386 BLACK GUM RD, GILMER, TX 75644-7437
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1305/599
Date	May 11, 2017
Book Page	1305/599
Instrument	201703047

Lender

Name	TELCO PLUS CU
Type	Credit Union
Address	LONGVIEW, TX 75604

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 03, 2032

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Aug 06, 2020
Property Address	6386 BLACK GUM RD, GILMER, TX 75644-7437
Document Number	202005635
Map Reference	VOL 14 PG N
Instrument Date	Aug 06, 2020
Instrument	202005635
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6386 BLACK GUM RD, GILMER, TX 75644-7437
Investor	Possibly a Property Investor

Mortgage

Document Number	202005636
Date	Aug 06, 2020
Instrument	202005636

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	6386 BLACK GUM RD, GILMER, TX 75644-7437
Transaction Type	Mortgage
Record Updated	Mar 04, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901138
Date	Feb 19, 2019
Instrument	201901138

Lender

Name	TELCO PLUS CU
Type	Credit Union
Address	LONGVIEW, TX 75604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 23, 2034

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$938.00 (-63.73%) Homeowner's exemption Disabled Person's exemption	$291,940 (+18.1%) Land $42,670 Building $249,270	$291,940 (+18.1%) Land $42,670 Building $249,270
2023		$247,200 Land $10,650 Building $236,550	$247,200 Land $10,650 Building $236,550
2022	$2,586.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Etex Telephone Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 20 locations within half a mile of this property.

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