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6385 Jess Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 6385 Jess Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,399 sqft · built 2000
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jul 2008)
Tax Bill$1,614 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN92243

Property Details

APN / Parcel Number

Primary APN92243
Alternative APN
  • 262531437000010410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,399 sqft Heated Area
Gross Area2,289 sqft
1st Floor Area1,399 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeFinished
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area472 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number92243
Street Address6385 JESS CT
CitySAINT CLOUD
StateFL
Zip34771-9482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREPLAT NEW EDEN UNIT 11 & 14 PB 1 PG 353 LOT 41
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON LK 11&14
Legal Tract4370
Legal Block1
Legal Lot Number41
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1051
Census Tract43700

Owner

Source: Osceola County records · APN 92243

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6385 JESS CT, SAINT CLOUD, FL 34771-9482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Aug 01, 2019Quit Claim Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2008 · Amount on Record
Deed SaleJul 31, 2008 · Amount on Record
Prior SaleJul 31, 2008 · Amount on Record
Deed Document Number0037182225
Last Transfer DateAug 01, 2019
Transfer Doc0055670017
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6385 JESS CT, SAINT CLOUD, FL 34771-9482
Transaction TypeMortgage
Record UpdatedFeb 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6385 JESS CT, SAINT CLOUD, FL 34771-9482

Mortgage

Document Number0063500389
DateJan 27, 2023
Book Page6350/389
Instrument2023010794
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 01, 2019
Property Address6385 JESS CT, SAINT CLOUD, FL 34771-9482
Document Number0055670017
Book / Page5567 / 0017
Map ReferenceMB 1 PG 353&354
Instrument DateJul 26, 2019
Instrument2019099643
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6385 JESS CT, SAINT CLOUD, FL 34771-9482

Mortgage

Document Number0000556719
DateAug 01, 2019
Instrument5567/19
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,614.00 (+10.85%) Homeowner's exemption$105,926 (+5.99%)$284,400 (+2.08%) Land $35,000 Building $249,400
2023$1,456.00 (+6.2%) Homeowner's exemption$99,943 (+3%)$278,600 (+29.4%) Land $35,000 Building $243,600
2022$1,371.00 Homeowner's exemption$97,033$215,300 Land $35,000 Building $180,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire LikelihoodAbout 1 in 114 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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