6384 Costa Cir, Naples, FL 34113 Property Records

Collier County property record for 6384 Costa Cir, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	2,888 sqft · built 2014
Lot Size	0.18 acres (7,841 sqft)
Owner	Company Name on File
Last Sale	$747,240 (May 2014)
Tax Bill	$8,005 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`451400 715B21`

Property Details

APN / Parcel Number

Primary APN	`451400 715B21`
Alternative APN	`53570102223`

Interior

Stories	1 Story
Building Area	2,888 sqft Living Area
1st Floor Area	2,888 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Pool Area	360 sqft
Deck Area	569 sqft

Location & Zoning

Street Address	6384 COSTA CIR
City	NAPLES
State	FL
Zip	34113-1698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LAKOYA LOT 71
Legal Range	26
Legal Township	50
Legal Section	21
Legal Subdivision	LAKOYA
Legal Tract	451400
Legal Block	2
Legal Lot Number	71
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2006
Census Tract	10807

Owner

6384 Costa Cir is owned by a company that acquired it in July 2019 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	6384 COSTA CIR, NAPLES, FL 34113-1698
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Aug 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2014 · Amount on File
Deed Sale	May 28, 2014 · Amount on File
Deed Document Number	20144987575
Deed Book / Page	5041 / 2864
Last Transfer Date	Jul 31, 2019
Transfer Doc	0056581614
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6384 COSTA CIR, NAPLES, FL 34113-1698
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6384 COSTA CIR, NAPLES, FL 34113-1698

Mortgage

Document Number	0058920339
Date	Feb 15, 2021
Book Page	5892/339
Instrument	6001502

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	6384 COSTA CIR, NAPLES, FL 34113-1698
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056980188
Date	Nov 21, 2019
Book Page	5698/0188
Instrument	5793889

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 1, 2019
Property Address	6384 COSTA CIR, NAPLES, FL 34113-1698
Document Number	0056581614
Book / Page	005658 / 001614
Instrument Date	Jul 31, 2019
Instrument	5747523
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6384 COSTA CIR NAPLES FL 341131698, NAPLES, FL 34113-1698

Tax Assessment & Valuation

The 2025 property tax bill for 6384 Costa Cir was $8,005 with a homeowner's exemption, up 7.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,432 (+2.7%)	$1,315,262 (+2.72%) Land $422,619 Building $892,643
2025	$8,005.00 (+7.19%) Homeowner's exemption	$777,441	$1,280,412 Land $548,856 Building $731,556
2024	$7,468.00 (+0.86%)
2023	$7,404.00 (-2.59%) Homeowner's exemption	$733,525 (+3%)	$1,210,466 (+20.63%) Land $517,493 Building $692,973
2022	$7,601.00 Homeowner's exemption	$712,160	$1,003,469 Land $294,324 Building $709,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6384 Costa Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6384 Costa Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	100 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Costa Cir

Nearby Streets

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