638 Willow St, Celina, OH 45822 Property Records

Mercer County property record for 638 Willow St, Celina, OH 45822

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 988 sqft · built 1955
Lot Size0.166 acres (7,260 sqft)
Owner2 Individual Names on Record
Last Sale$157,400 (Oct 2022)
Tax Bill$1,949 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-309200.0000

Property Details

APN / Parcel Number

Primary APN27-309200.0000
Alternative APN
  • 06-31-380-005

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area988 sqft Living Area
Basement Area988 sqft
Finished Basement988 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area7,260 sqft (0.166 acres)
Lot Dimensions121 ft deep x 60 ft wide
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address638 WILLOW ST
CityCELINA
StateOH
Zip45822-1547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLAND SUB DIV LOT#: 80
Legal SubdivisionWOODLAND SUB DIV
Legal Lot Number80
JurisdictionMERCER OH
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4003
Census Tract967500

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 WILLOW ST, CELINA, OH 45822-1547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Survivorship Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC
Nov 6, 2020Land Contract, Transfer · Land Contract
MARYS ST.
Apr 7, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 20, 2017Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleSep 6, 2013 · Amount on Record
Deed Document Number20225216
Prior Transfer DateMar 2, 2017
Prior Transfer Doc0000001270
Record UpdatedSep 20, 2026

October 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateOct 31, 2022
Property Address638 WILLOW ST, CELINA, OH 45822-1547
Document Number202200005216
Instrument DateOct 20, 2022
Instrument202200005216
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyNOT AVAILABLE, FOUR DIAMOND TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address638 WILLOW ST, CELINA, OH 45822-1547

Mortgage

Document Number202200005217
DateOct 31, 2022
Instrument202200005217
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

November 2020: Land Contract, Transfer

Document TypeLand Contract
JurisdictionMERCER OH
Recording DateNov 6, 2020
Property Address638 WILLOW ST, CELINA, OH 45822-1547
Document Number202000007154
Instrument DateOct 16, 2020
Instrument202000007154
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6902 STEARNS LN, CELINA, OH 45822-2920

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 WILLOW ST, CELINA, OH 45822-1547
InvestorPossibly a Property Investor

Mortgage

DateNov 6, 2020
Lender
NameMARYS ST.
TypePrivate Party
Agreement
TypeLand Contract
AmountAmount Recorded

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCER OH
Recording DateApr 7, 2017
Property Address638 WILLOW ST, CELINA, OH 45822-1547
Document Number201700001576
Instrument DateMar 2, 2017
Instrument201700001576
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6902 STEARNS LN, CELINA, OH 45822-2920

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER OH
Recording DateMar 20, 2017
Property Address638 WILLOW ST, CELINA, OH 45822-1547
Document Number201700001270
Instrument DateMar 2, 2017
Instrument201700001270
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6902 STEARNS LN, CELINA, OH 45822-2920

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,949.00$48,200 (-) Land $7,390 Building $40,810
2024$1,949.00 (+0.21%)$48,200 (-) Land $7,390 Building $40,810
2023$1,945.00 (+8.3%)$48,200 (+23.84%) Land $7,390 Building $40,810$137,700 (+23.83%) Land $21,100 Building $116,600
2022$1,796.00$38,920 Land $4,760 Building $34,160
2020$111,200 Land $13,600 Building $97,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CELINA
serves 11,682 people · EPA ID OH5400011
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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