Fond Du Lac County property record for 638 Watson St, Ripon, WI 54971 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,942 sqft · built 1900 |
| Lot Size | 0.407 acres (17,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jul 2018) |
| Tax Bill | $4,677 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RIP-16-14-21-12-370-02 |
| Primary APN | RIP-16-14-21-12-370-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,942 sqft Living Area |
| 1st Floor Area | 1,739 sqft |
| 2nd Floor Area | 1,203 sqft |
| Basement Area | 1,271 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 17,729 sqft (0.407 acres) |
| Lot Dimensions | 15.6 ft deep x 11.3 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 572 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 638 WATSON ST |
|---|---|
| City | RIPON |
| State | WI |
| Zip | 54971-1764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S21 T16N R14E NEWTON'S RESURVEY LOT 37 CSM #7368-53-72 LOC IN LOT 37 OF E 1/2 SW 1/4 |
| Legal Range | 14E |
| Legal Township | 16N |
| Legal Section | 21 |
| Legal Subdivision | NEWTONS RESURVEY |
| Legal Lot Number | 37 |
| Jurisdiction | FOND DU LAC WI |
| Township / Civil Division | RIPON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 41600 |
Source: Fond Du Lac County records · APN RIP-16-14-21-12-370-02
Assessment roll updated March 26, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 638 WATSON ST, RIPON, WI 54971-1764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FOX VALLEY SAVINGS BANK |
| Jul 19, 2018 | Deed, Transfer · Conventional Mortgage FOX VALLEY SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Deed Document Number | 20181101723 |
| Prior Transfer Date | Dec 14, 2010 |
| Prior Transfer Doc | 0000972787 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Property Address | 638 WATSON ST, RIPON, WI 54971-1764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1123921 |
|---|---|
| Date | Jan 07, 2020 |
| Instrument | 1123921 |
| Name | FOX VALLEY SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FOND DU LAC, WI 54935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FOND DU LAC WI |
| Recording Date | Jul 19, 2018 |
| Property Address | 638 WATSON ST, RIPON, WI 54971-1764 |
| Document Number | 0001101723 |
| Map Reference | VOL53 PG72-72C DOC92 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 1101723 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 638 WATSON ST, RIPON, WI 54971-1764 |
| Document Number | 0001101724 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 1101724 |
| Name | FOX VALLEY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Fond Du Lac County |
| Municipality | Ripon City |
| Unified School District | Ripon Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,677.00 (+11.07%) | $199,600 (-) Land $25,500 Building $174,100 | $307,852 (+31.28%) Land $39,330 Building $268,522 |
| 2023 | $4,211.00 Homeowner's exemption | $199,600 Land $25,500 Building $174,100 | $234,492 Land $29,958 Building $204,534 |
Source: FEMA National Flood Hazard Layer, Fond Du Lac County (55039C), updated December 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Southwest Historic District listed 2004 · 161 contributing resources · NRIS 04000653 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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