Floyd County property record for 638 Walt's Rd, Georgetown, IN 47122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,040 sqft · built 2005 |
| Lot Size | 2.35 acres (102,540 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,900 (Jun 2015) |
| Tax Bill | $6,147 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-02-00-400-073.000-002 |
| Primary APN | 22-02-00-400-073.000-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,040 sqft Living Area |
| 1st Floor Area | 3,040 sqft |
| Basement Area | 1,892 sqft |
| Finished Basement | 1,324 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 102,540 sqft (2.35 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0020590081 |
|---|---|
| Street Address | 638 WALTS RD |
| City | GEORGETOWN |
| State | IN |
| Zip | 47122-9420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW 1/4 4-3-5 2.3538 AC |
| Jurisdiction | FLOYD IN |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 71101 |
Source: Floyd County records, as of June 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 638 WALTS RD, GEORGETOWN, IN 47122-9420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2015 · Amount on Record |
| Deed Sale | Jun 4, 2015 · Amount on Record |
| Prior Sale | May 13, 2010 · Amount on Record |
| Deed Document Number | 20157597 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IN |
| Property Address | 638 WALTS RD, GEORGETOWN, IN 47122-9420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201806337 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | 201806337 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 12, 2058 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IN |
| Property Address | 638 WALTS RD, GEORGETOWN, IN 47122-9420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202008631 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 202008631 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IN |
| Property Address | 638 WALTS RD, GEORGETOWN, IN 47122-9420 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202113812 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 202113812 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 15, 2061 |
| Rate Type | Fixed Rate |
|---|
Source: Floyd County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Floyd County |
| County Subdivision | Georgetown Township |
| Unified School District | New Albany-Floyd County Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,147.00 (+14.19%) | $671,500 (+11.53%) Land $56,300 Building $615,200 | $671,500 (+11.53%) Land $56,300 Building $615,200 |
| 2024 | $5,383.00 (+3.94%) | $602,100 (+9.23%) Land $56,300 Building $545,800 | $602,100 (+9.23%) Land $56,300 Building $545,800 |
| 2023 | $5,179.00 (+8.99%) | $551,200 (+12.15%) Land $56,300 Building $494,900 | $551,200 (+12.15%) Land $56,300 Building $494,900 |
| 2022 | $4,752.00 | $491,500 Land $56,300 Building $435,200 | $491,500 Land $56,300 Building $435,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1997–2015) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Apr 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - GEORGETOWN serves 3,605 people · EPA ID IN5222003 |
|---|---|
| Water Source | Purchased groundwater from RAMSEY WATER COMPANY, INC. |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Portative Technologies Fixed Wireless | 50 / 50 |
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