Lee County property record for 638 Walnut St, Tupelo, MS 38804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 896 sqft · built 2007 |
| Lot Size | 0.408 acres (17,790 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,355 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089J-31-087-00 |
| Primary APN | 089J-31-087-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 896 sqft Heated Area |
| Gross Area | 1,500 sqft |
| 2nd Floor Area | 568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 17,790 sqft (0.408 acres) |
| Lot Dimensions | 154 ft deep x 115 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 022701 |
|---|---|
| Old Parcel Number | 089J-31-087-00 |
| Street Address | 638 WALNUT ST |
| City | TUPELO |
| State | MS |
| Zip | 38804-3754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 1 LOT 25 & PT 26 NW1/4 |
| Legal Range | 06E |
| Legal Township | 09S |
| Legal Section | 31 |
| Legal Subdivision | TERRACE PARK ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 950602 |
Source: Lee County records · APN 089J-31-087-00
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2796, TUPELO, MS 38803-2796 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage FARMERS & MERCHANTS BANK |
| Feb 20, 2024 | Deed of Trust, Mortgage FARMERS & MERCHANTS BANK |
| Nov 15, 2019 | Deed of Trust, Mortgage FIRST AMERICAN NATIONAL BANK |
| Nov 01, 2019 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2024 |
| Deed Sale | Sep 04, 2024 |
| Prior Sale | Nov 01, 2019 |
| Deed Document Number | 2024009980 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 638 WALNUT ST, TUPELO, MS 38804-3754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 389 CROWN DR, FULTON, MS 38843-6018 |
| Document Number | 2025013590 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025013590 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Oct 21, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 638 WALNUT ST, TUPELO, MS 38804-3754 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 389 CROWN PLANTATION DRIVE, FULTON, MS 38843 |
| Document Number | 2024001673 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024001673 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Jan 27, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 638 WALNUT ST, TUPELO, MS 38804-3754 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019014623 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019014623 |
| Name | FIRST AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 04, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE MS |
| Recording Date | Nov 01, 2019 |
| Property Address | 638 WALNUT ST, TUPELO, MS 38804-3754 |
| Document Number | 2019014036 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019014036 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lee County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Municipality | Tupelo City |
| Unified School District | Tupelo Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,355.00 (+34.31%) | $24,678 (+32.17%) | $164,520 (+32.18%) Land $30,000 Building $134,520 |
| 2023 | $2,498.00 | $18,671 | $124,470 Land $30,000 Building $94,470 |
Source: FEMA National Flood Hazard Layer, Lee County (28081C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280819506023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (1980–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2022 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Downtown Tupelo Historic District (Boundary Increase) listed 2025 · 8 contributing resources · NRIS 14000276 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: Tombigbee Electric Power Association.
Based on FCC filings for 336 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0410015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TUPELO serves 37,000 people |
|---|---|
| Water Source | Purchased surface water from N. E. MS. REGIONAL W/S |
| Last State Inspection | Apr 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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