638 W Monte Ave, Mesa, AZ 85210 Property Records

Maricopa County property record for 638 W Monte Ave, Mesa, AZ 85210

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,020 sqft · built 1994
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$718,000 (Apr 2026)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`310-02-274`

Property Details

APN / Parcel Number

Primary APN	`310-02-274`
Alternative APN	`310022749`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,379 sqft
2nd Floor Area	1,166 sqft
Basement Area	475 sqft
Finished Basement	475 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,001 sqft (0.23 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	638 W MONTE AVE
City	MESA
State	AZ
Zip	85210-7569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	RANCHO DEL MAR UNIT 2 MCR 358-09
Legal Range	5E
Legal Township	1S
Legal Section	4
Legal Subdivision	RANCHO DEL MAR UNIT 2
Legal Lot Number	271
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1003
Census Tract	422216

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 W MONTE AVE, MESA, AZ 85210-7569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2025	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage MUTUAL/OMAHA MORTGAGE LLC
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Jun 2, 2023 · Amount on Record
Deed Document Number	2026259533
Prior Transfer Date	Dec 7, 2018
Prior Transfer Doc	0000899625
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	638 W MONTE AVE, MESA, AZ 85210-7569
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 W MONTE AVE, MESA, AZ 85210-7569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000162851
Date	Mar 26, 2025
Instrument	20250162851

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 30, 2026
Property Address	638 W MONTE AVE, MESA, AZ 85210-7569
Document Number	0000259533
Instrument Date	Apr 27, 2026
Instrument	2026.259533
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 W MONTE AVE, MESA, AZ 85210-7569

Mortgage

Document Number	0000259534,
Date	Apr 30, 2026
Instrument	2026..259534

Lender

Name	MUTUAL/OMAHA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 2, 2023
Property Address	638 W MONTE AVE, MESA, AZ 85210-7569
Document Number	0000287927
Map Reference	MB 358 PG 9
Instrument Date	May 8, 2023
Instrument	20230287927
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	EMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	857 W KILAREA AVE, MESA, AZ 85210-6753

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	638 W MONTE AVE, MESA, AZ 85210-7569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000287928
Date	Jun 2, 2023
Instrument	20230287928

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	638 W MONTE AVE, MESA, AZ 85210-7569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000667301
Date	Aug 28, 2019
Instrument	20190667301

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,910 (+70.53%)	$579,100 (+8.43%) Land $115,800 Building $463,300
2025	$2,820.00 (-1.05%)	$33,959 (-42.05%)	$534,100 (-8.86%) Land $106,800 Building $427,300
2024		$58,600	$586,000 Land $117,200 Building $468,800
2023	$2,850.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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