638 W Main St, Ottawa, IL 61350 Property Records

LaSalle County property record for 638 W Main St, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1895
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Oct 2022)
Tax Bill	$2,680 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-11-303-018`

Property Details

APN / Parcel Number

Primary APN	`21-11-303-018`
Alternative APN	`18-11-326-014`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	638 W MAIN ST
City	OTTAWA
State	IL
Zip	61350-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASSESSORS SUB OF SW FRAC'L 1/4 OF OUTLOT 37 SEC 11-33-3, E37' W74' S1/2 SL 2 OL 37 (EX E5') A/K/A E37'W74' SL 2OL 37 (EX E5
Legal Range	03
Legal Township	33
Legal Section	11
Legal Subdivision	ASSESSORS SUB OF O L S SW 1/4 SEC 11-33
Jurisdiction	LASALLE IL
Township / Civil Division	OTTAWA
Census Block Group	4
Census Block	4001
Census Tract	962800

Owner

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6124 W NEWPORT AVE, CHICAGO, IL 60634-4150
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Joint Tenancy Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 21, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on Record
Deed Sale	Oct 6, 2022 · Amount on Record
Deed Document Number	202212848
Prior Transfer Date	Sep 29, 2022
Prior Transfer Doc	0202212848
Record Updated	Oct 29, 2026

October 2022: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 6, 2022
Property Address	638 W MAIN ST, OTTAWA, IL 61350-2718
Document Number	0202212848
Instrument Date	Sep 29, 2022
Instrument	2022-12848
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4201 E 2551ST RD, 4201, SHERIDAN, IL 60551-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6124 W NEWPORT AVE, CHICAGO, IL 60634-4150

Mortgage

Document Number	0202212849
Date	Oct 6, 2022
Instrument	2022-12849

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.13%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 21, 2019
Property Address	638 W MAIN ST, OTTAWA, IL 61350-2718
Document Number	201914006
Instrument Date	Oct 2, 2019
Instrument	201914006
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 E 2551ST RD, SHERIDAN, IL 60551-9772
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,680.00 (+7.5%)	$26,725 (+23.3%) Land $4,973 Building $21,752	$80,175 (+23.3%) Land $14,919 Building $65,256
2024	$2,493.00
2023		$21,674 (+10.18%) Land $4,033 Building $17,641	$65,022 (+10.18%) Land $12,099 Building $52,923
2022		$19,671 Land $3,456 Building $16,215	$59,013 Land $10,368 Building $48,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1984–2020)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50

May also be available: AT&T, Verizon.

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures