638 Thorncliff Dr, York, SC 29745 Property Records

York County property record for 638 Thorncliff Dr, York, SC 29745

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,310 sqft · built 2003
Lot Size1.01 acres (44,166 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Feb 2021)
Tax Bill$2,276 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN456-00-00-175

Property Details

APN / Parcel Number

Primary APN456-00-00-175

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,310 sqft Living Area
Gross Area3,467 sqft
1st Floor Area1,453 sqft
2nd Floor Area857 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Lot Area44,166 sqft (1.01 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area77 sqft
Deck Area686 sqft
Patio Area562 sqft

Location & Zoning

Street Address638 THORNCLIFF DR
CityYORK
StateSC
Zip29745-4501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUD
Legal DescriptionWILD PINE LT# 55 SECTION 2 1.02AC
Legal SubdivisionWILD PINE SUBDIVISION SECTION 2
Legal Lot Number55
JurisdictionYORK SC
Township / Civil DivisionYORK
Census Block Group1
Census Block1009
Census Tract61504

Owner

638 Thorncliff Dr is owned and occupied by two individuals who bought it in February 2021.

Source: York County records, as of May 5, 2026

Owner of Record2 Individual Names on File
Mailing Address638 THORNCLIFF DR, YORK, SC 29745-4501
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2021 · Amount on File
Deed SaleFeb 3, 2021 · Amount on File
Prior SaleDec 31, 2003 · Amount on File
Deed Document Number20216394
Deed Book / Page18970 / 242
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYORK SC
Recording DateFeb 3, 2021
Property Address638 THORNCLIFF DR, YORK, SC 29745-4501
Document Number1897000242
Book / Page18970 / 242
Map ReferenceMB CI42 PG 1
Instrument DateFeb 2, 2021
Instrument2021006394
Transaction TypeTransfer
Record UpdatedApr 24, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,406.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 THORNCLIFF DR, YORK, SC 29745-4501
InvestorPossibly a Property Investor

Mortgage

Document Number2021006395
DateFeb 3, 2021
Instrument2021006395
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 638 Thorncliff Dr was $2,276.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,276.00$16,629 Land $2,537 Building $14,092$439,100 Land $67,000 Building $372,100
2023$2,095.00$14,460 Land $2,000 Building $12,460$361,497 Land $50,000 Building $311,497

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 638 Thorncliff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Thorncliff Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK COUNTY WEST WD
private · serves 18,273 people · EPA ID SC4620003
Water SourcePurchased surface water from CITY OF ROCK HILL
Last State InspectionNov 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Comporium.

Nearby Properties on Thorncliff Dr

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