Cherokee County property record for 638 Talc Mine Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,573 sqft · built 1996 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $288,000 (Jul 2017) |
| Tax Bill | $2,137 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 458216938639000 |
| Primary APN | 458216938639000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,573 sqft Heated Area |
| Attic | Attic |
| Attic Area | 154 sqft |
| Basement Area | 1,632 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 280 ft deep x 337 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 238 sqft |
| Deck Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 45995 |
|---|---|
| Street Address | 638 TALC MINE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-3187 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 P/O TR 2 TARHEEL WEST PH 1 A/71H |
| Legal Phase | 1 |
| Legal Tract | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 638 TALC MINE DR, MURPHY, NC 28906-3187 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jul 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on Record |
| Deed Sale | Jul 24, 2017 · Amount on Record |
| Deed Document Number | 03186 |
| Deed Book / Page | 01565 / 0107 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 638 TALC MINE DR, MURPHY, NC 28906-3187 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|
| Document Number | 1671/599 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 1671/599 |
| Instrument | 721 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 24, 2017 |
| Property Address | 638 TALC MINE DR, MURPHY, NC 28906-3187 |
| Document Number | 01565/0107 |
| Book / Page | 01565 / 0107 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 03186 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 TALC MINE DR, 638, MURPHY, NC 28906-3187 |
| Name | Verified Name |
|---|---|
| Address | 638 OLD MURPHY RD # TALE, TALE, MURPHY, NC 28906-5900 |
| Document Number | 03187 |
|---|---|
| Date | Jul 24, 2017 |
| Instrument | 03187 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,137.00 | $285,060 (-) | $285,060 (-) Land $20,000 Building $265,060 |
| 2023 | $285,060 | $285,060 Land $20,000 Building $265,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, Frontier, Peachtree Broadband Fiber.
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