638 Sycamore St, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 638 Sycamore St, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details2,678 sqft · built 2007
Lot Size0.302 acres (13,174 sqft)
Owner2 Individual Names on Record
Last Sale$920,000 (Jul 2012)
Tax Bill$15,961 (2025)
Deeds & MortgagesMay 2021 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN46-06013-0000-00004

Property Details

APN / Parcel Number

Primary APN46-06013-0000-00004
Alternative APNs
  • 460601300004
  • 610600

Interior

Stories1 Story
Building Area2,678 sqft Living Area
1st Floor Area2,678 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Lot Area13,174 sqft (0.302 acres)

Location & Zoning

Account Number610600
Street Address638 SYCAMORE ST
CityPARAMUS
StateNJ
Zip07652-2018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description94XIRR 4.7LT
Legal SubdivisionRIDGEWOOD KNOLLS SEC 2
Legal Block6013
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1004
Census Tract42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address638 SYCAMORE ST, PARAMUS, NJ 07652-2018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2012 · Amount on Record
Deed SaleJul 26, 2012 · Amount on Record
Prior SaleApr 20, 2011 · Amount on Record
Deed Document Number201271541
Deed Book / Page1105 / 558
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address638 SYCAMORE ST, PARAMUS, NJ 07652-2018
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041701902
DateMay 27, 2021
Book Page4170/1902
Instrument2021084459
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueOct 1, 2050

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address638 SYCAMORE ST, PARAMUS, NJ 07652-2018
Document Number0029082259
Instrument DateMar 29, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address638 SYCAMORE ST PARAMUS NJ 076522018, PARAMUS, NJ 07652-2018

Mortgage

Document Number0029082259
DateApr 12, 2018
Book Page002908/002259
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 11, 2048

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,117,300 (+4.93%) Land $440,800 Building $676,500$1,117,300 (+4.93%) Land $440,800 Building $676,500
2025$15,961.00 (+5.66%)$1,064,800 (+11.22%) Land $404,200 Building $660,600$1,064,800 (+11.22%) Land $404,200 Building $660,600
2024$15,106.00 (+8.42%)
2023$957,400 Land $351,300 Building $606,100$957,400 Land $351,300 Building $606,100
2022$13,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims4 (2004–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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