638 SW 3rd St, Moore (Oklahoma City), OK 73160 Property Records

Cleveland County property record for 638 SW 3rd St, Moore, OK 73160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 2016
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Dec 2025)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MC2 SOGAT 1 11001`

Property Details

APN / Parcel Number

Primary APN	`MC2 SOGAT 1 11001`
Alternative APN	`16671`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft
1st Floor Area	1,566 sqft

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	348 sqft
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16671
Old Parcel Number	16671
Street Address	638 SW 3RD ST
City	MOORE
State	OK
Zip	73160-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SOUTH GATE LOT 11 BLK 1
Legal Range	03W
Legal Township	10N
Legal Section	15
Legal Subdivision	SOUTH GATE
Legal Block	1
Legal Lot Number	11
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	3
Census Block	3021
Census Tract	201603

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit TRUE SKY CU
Mar 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage GREAT PLAINS NATIONAL BANK
Dec 1, 2025	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
Jul 16, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO
Feb 21, 2017	Deed of Trust, Mortgage TINKER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	R 2025 34163
Deed Book / Page	6890 / 239
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	638 SW 3RD ST, MOORE, OK 73160-3912
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	R202139569
Date	Sep 15, 2021
Book Page	6311/442
Instrument	R 2021 39569

Lender

Name	TRUE SKY CU
Type	Credit Union
Address	10201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	638 SW 3RD ST, MOORE, OK 73160-3912
Transaction Type	Mortgage
Record Updated	Dec 17, 2025
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SW 3RD ST, MOORE, OK 73160-3912
Investor	Possibly a Property Investor

Mortgage

Document Number	0R20236581
Date	Mar 20, 2023
Book Page	6529/538
Instrument	R 2023 6581

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Dec 1, 2025
Property Address	638 SW 3RD ST, MOORE, OK 73160-3912
Document Number	R202534163
Book / Page	6890 / 239
Instrument Date	Nov 24, 2025
Instrument	R 2025 34163
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	UNKNOWN, LEGACY TITLE OF OKLAHOMA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	R202534164
Date	Dec 1, 2025
Instrument	R 2025 34164

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 16, 2021
Property Address	638 SW 3RD ST, MOORE, OK 73160-3912
Document Number	R202129909
Book / Page	6278 / 671
Instrument Date	Jul 13, 2021
Instrument	R 2021 29909
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	638 SW 3RD ST, MOORE, OK 73160-3912

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	638 SW 3RD ST, MOORE, OK 73160-3912
Document Number	0000006060
Book / Page	005649 / 000604
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 SW 3RD ST MOORE OK 731603912, MOORE, OK 73160-3912

Mortgage

Document Number	0000006060
Date	Feb 28, 2017
Book Page	005649/000604
Instrument	6060

Lender

Name	TINKER FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Moore City
Unified School District	Moore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00 (+5.98%)	$24,737 (+5%) Land $3,141 Building $21,596	$242,100 (+8.29%) Land $30,744 Building $211,356
2024	$2,859.00 (+4.5%)	$23,559 (+5%) Land $3,085 Building $20,474	$223,561 (+8.49%) Land $29,280 Building $194,281
2023	$2,736.00	$22,437 Land $3,001 Building $19,436	$206,058 Land $27,563 Building $178,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE PUBLIC WORKS AUTHORITY serves 55,083 people · EPA ID OK2001412
Water Source	Purchased surface water from OKLAHOMA CITY
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic not recorded as resolved · Oct 2024
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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