638 Sumner Way, Unit 5, Oceanside, CA 92058 Property Records

San Diego County property record for 638 Sumner Way, Unit 5, Oceanside, CA 92058

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 1,837 sqft · built 2003
Lot Size1.86 acres (81,159 sqft)
Owner2 Company Names on Record
Last Sale$740,000 (Jul 2024)
Tax Bill$8,314 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN158-030-32-23

Property Details

APN / Parcel Number

Primary APN158-030-32-23

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,837 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Lot Area81,159 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address638 SUMNER WAY, 5
CityOCEANSIDE
StateCA
Zip92058-0661
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-C
Legal DescriptionLOT 1 US 41PER DOC03-635086&UND INT IN PHASE 1 IN TR 014554
Legal SubdivisionDOUGLAS DRIVE CONDO
Legal Tract014554
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1253 VERONICA CT, CARLSBAD, CA 92011-3431
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2024 · Amount on Record
Deed SaleJul 30, 2024 · Amount on Record
Prior SaleMay 13, 2020 · Amount on Record
Deed Document Number2024198886
Prior Transfer DateMay 24, 2013
Prior Transfer Doc0000349100
Record UpdatedOct 29, 2026

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 13, 2020
Property Address638 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0661
Document Number0000243631
Map ReferenceMAP 14554
Instrument DateApr 17, 2020
Instrument2020-0243631
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address638 SUMNER WAY UNIT 5, 5, OCEANSIDE, CA 92058-0661

Mortgage

Document Number0000243632
DateMay 13, 2020
Instrument2020-0243632
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$754,799 (+2%) Land $356,292 Building $398,507
2025$8,314.00 (+47.96%)$740,000 (+46.69%) Land $349,306 Building $390,694
2023$5,619.00 (+1.52%)$504,457 Land $238,121 Building $266,336
2022$5,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies59 units insured
incl. 54 condo units
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Sumner Way

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