638 Summit Ln, Folcroft, PA 19032 Property Records

Delaware County property record for 638 Summit Ln, Folcroft, PA 19032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,548 sqft · built 1955
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$94,000 (Aug 2019)
Tax Bill	$5,123 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00-01293-04`

Property Details

APN / Parcel Number

Primary APN	`20-00-01293-04`
Alternative APN	`20-05-251:000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Row Home
Exterior Material	Brick
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	104 ft deep x 18 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2005251000
Street Address	638 SUMMIT LN
City	FOLCROFT
State	PA
Zip	19032-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE GAR 18 X 104
Legal Subdivision	RAVENWOOD RIDLEY PARKVIEW DEVE
Legal Lot Number	4
Jurisdiction	DELAWARE PA
Township / Civil Division	FOLCROFT
Census Block Group	2
Census Block	2021
Census Tract	403401

Owner

638 Summit Ln is owned and occupied by an individual who bought it in August 2019.

Source: Delaware County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	638 SUMMIT LN, FOLCROFT, PA 19032-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Prior Sale	Oct 5, 2016 · Amount on File
Deed Document Number	201944192
Deed Book / Page	6368 / 425
Prior Transfer Date	Oct 10, 2008
Prior Transfer Doc	0044590485
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Aug 7, 2019
Property Address	638 SUMMIT LN, FOLCROFT, PA 19032-1511
Document Number	0063680425
Book / Page	06368 / 0425
Instrument Date	Jul 29, 2019
Instrument	2019044192
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	GRATEFUL ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SUMMIT LN, FOLCROFT, PA 19032-1511

Mortgage

Document Number	63680429
Date	Aug 7, 2019
Instrument	06368/0429

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 638 Summit Ln was $5,123 with a homeowner's exemption.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
Municipality	Folcroft Borough
Unified School District	Southeast Delco School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,123.00 Homeowner's exemption	$116,660 (-) Land $23,480 Building $93,180	$116,660 (-) Land $23,480 Building $93,180
2025		$116,660 (-) Land $23,480 Building $93,180	$116,660 Land $23,480 Building $93,180
2024	$4,833.00 (+5.94%)	$116,660 Land $23,480 Building $93,180
2023	$4,562.00 Homeowner's exemption
2021			$116,660 (-)
2020			$116,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Summit Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 638 Summit Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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