638 Summit Dr, Texarkana, AR 71854 Property Records

Miller County property record for 638 Summit Dr, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,024 sqft · built 2017
Lot Size	2.47 acres (107,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Nov 2024)
Tax Bill	$2,385 (2026)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5760120`

Property Details

APN / Parcel Number

Primary APN	`5760120`
Alternative APN	`35435`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	107,593 sqft (2.47 acres)
Garage Type	Attached
Garage Area	714 sqft
Driveway	Concrete Driveway
Driveway Area	960 sqft
Porch	Slab
Porch Area	347 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	638 SUMMIT DR
City	TEXARKANA
State	AR
Zip	71854-9637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF BLOCK 109
Legal Range	28W
Legal Township	15S
Legal Section	25
Legal Subdivision	LAKEWOOD
Legal Block	109
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	2
Census Block	2018
Census Tract	20902

Owner

Source: Miller County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	638 SUMMIT DR, TEXARKANA, AR 71854-9637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL NATIONAL BANK
Feb 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL NATIONAL BANK
Nov 6, 2024	Warranty Deed, Transfer SOUTHWEST TITLE COMPANY, SOUTHWEST TITLE CO
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage STATE BANK OF DEKEALB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	20246958
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	0000009259
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	638 SUMMIT DR, TEXARKANA, AR 71854-9637
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R000155
Date	Jan 9, 2018
Instrument	2018R000155

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	638 SUMMIT DR, TEXARKANA, AR 71854-9637
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R000639
Date	Feb 6, 2017
Instrument	2017R000639

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Nov 3, 2017

Interest

Rate Type	Fixed Rate

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Nov 6, 2024
Property Address	638 SUMMIT DR, TEXARKANA, AR 71854-9637
Document Number	2024R006958
Map Reference	VL 179-2 PG 91
Instrument Date	Nov 6, 2024
Instrument	2024R006958
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	SOUTHWEST TITLE COMPANY, SOUTHWEST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SUMMIT DR, TEXARKANA, AR 71854-9637

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	May 3, 2021
Property Address	638 SUMMIT DR, TEXARKANA, AR 71854-9637
Document Number	2021R003511
Map Reference	VOL179-2 PG91
Instrument Date	Apr 30, 2021
Instrument	2021R003511
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	SOUTHWEST TITLE COMPANY, SOUTHWEST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3515 ARISTA BLVD APT 929, 929, TEXARKANA, TX 75503-1270

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SUMMIT DR, TEXARKANA, AR 71854-9637

Mortgage

Document Number	2021R003512
Date	May 3, 2021
Instrument	2021R003512

Lender

Name	STATE BANK OF DEKEALB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,385.00 (+2.76%) Homeowner's exemption	$63,590 (-) Land $7,040 Building $56,550	$317,950 (-) Land $35,200 Building $282,750
2025	$2,321.00 (-12.78%) Homeowner's exemption	$63,590 (+31.19%) Land $7,040 Building $56,550	$317,950 (+31.19%) Land $35,200 Building $282,750
2023	$2,661.00	$48,470 Land $7,040 Building $41,430	$242,350 Land $35,200 Building $207,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 64% of Arkansas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Four States Fiber Fiber	1,000 / 1,000
SWATFIRST Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Windstream DSL	200 / 20

May also be available: Verizon.

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