638 Stuart St, Harrisonburg, VA 22802 Property Records

Harrisonburg City property record for 638 Stuart St, Harrisonburg, VA 22802

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,052 sqft · built 1978
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on Record
Tax Bill$2,636 (2026)
Deeds & MortgagesDec 2021 Line of Credit
Apr 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN039 XX14

Property Details

APN / Parcel Number

Primary APN039 XX14

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,052 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area36 sqft
Patio Area225 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address638 STUART ST
CityHARRISONBURG
StateVA
Zip22802-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionQUADRANT 2 ES STUART ST
JurisdictionHARRISONBURG CITY VA
Township / Civil DivisionHARRISONBURG
Census Block Group2
Census Block2001
Census Tract402

Owner

Source: Harrisonburg City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address638 STUART ST, HARRISONBURG, VA 22802-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Line of Credit
PARK VIEW FCU
Apr 12, 2021Deed of Trust, Mortgage · Line of Credit
PARK VIEW FCU
Jul 6, 2020Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 6, 2020
Transfer Doc005265/587
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address638 STUART ST, HARRISONBURG, VA 22802-2239
Transaction TypeMortgage
Record UpdatedJan 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00005521/1
DateDec 21, 2021
Book Page5521/1
Instrument2021-35221
Lender
NamePARK VIEW FCU
TypeCredit Union
AddressHARRISONBURG, VA 22802
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISONBURG CITY VA
Property Address638 STUART ST, HARRISONBURG, VA 22802-2239
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5399/41
DateApr 12, 2021
Book Page5399/41
Instrument2021-09440
Lender
NamePARK VIEW FCU
TypeCredit Union
AddressHARRISONBURG, VA 22802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 11, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHARRISONBURG CITY VA
Recording DateJul 6, 2020
Property Address638 STUART ST, HARRISONBURG, VA 22802-2239
Document Number005265/587
Book / Page5265 / 587
Instrument DateJul 6, 2020
Instrument2020-14756
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address561 BROADVIEW DR, HARRISONBURG, VA 22802-5017

Tax Assessment & Valuation

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityHarrisonburg City
Unified School DistrictHarrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,636.00 (+9.79%)$261,000 (+9.39%) Land $70,000 Building $191,000$261,000 (+9.39%) Land $70,000 Building $191,000
2025$238,600 (+16.45%) Land $60,500 Building $178,100$238,600 (+16.45%) Land $60,500 Building $178,100
2024$2,401.00 (+22.06%)
2023$1,967.00$204,900 Land $60,500 Building $144,400$204,900 Land $60,500 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HARRISONBURG
serves 61,000 people · EPA ID VA2660345
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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