638 Snug Harbor Dr, Apt E7, Boynton Beach, FL 33435 Property Records

Palm Beach County property record for 638 Snug Harbor Dr, Apt E7, Boynton Beach, FL 33435

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 866 sqft · built 1971
Owner	Individual Name on File
Last Sale	$119,000 (Jan 2026)
Tax Bill	$765 (2025)
Deeds & Mortgages	Jan 2026 Sale Jan 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-43-45-27-43-005-0070`

Property Details

APN / Parcel Number

Primary APN	`08-43-45-27-43-005-0070`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	30 Units
Stories	1 Story
Building Area	866 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Porch	Enclosed/Finished Porch

Location & Zoning

Street Address	638 SNUG HARBOR DR, E7
City	BOYNTON BEACH
State	FL
Zip	33435-6170
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SNUG HARBOR GARDENS COND E-F PAR 7 BLDG E
Legal Range	43E
Legal Township	45S
Legal Section	27
Legal Subdivision	SNUG HARBOR A THRU S CONDO
Legal Block	5
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1012
Census Tract	6202

Owner

638 Snug Harbor Dr, Apt E7 is owned by an individual who bought it in January 2026.

Source: Palm Beach County records, as of February 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1440 W SHERWIN AVE, CHICAGO, IL 60626-9000
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Warranty Deed, Transfer UNKNOWN, BRYANT TITLE LLC
Jan 15, 2026	Personal Representative Deed, Transfer UNKNOWN, BRYANT TITLE LLC
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Jun 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Prior Sale	Dec 29, 1999 · Amount on File
Deed Document Number	202618691
Deed Book / Page	36256 / 945
Prior Transfer Date	Nov 6, 2024
Prior Transfer Doc	0354090953
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 15, 2026
Property Address	638 SNUG HARBOR DR APT E7, E7, BOYNTON BEACH, FL 33435-6170
Document Number	0362560948
Book / Page	36256 / 948
Map Reference	MB 1970 PG 325
Instrument Date	Jan 8, 2026
Instrument	20260018692
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, BRYANT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 EVIAN WAY, MOUNT PLEASANT, SC 29464-9261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 W SHERWIN AVE, CHICAGO, IL 60626-9000

January 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 15, 2026
Property Address	638 SNUG HARBOR DR APT E7, E7, BOYNTON BEACH, FL 33435-6170
Document Number	0362560945
Book / Page	36256 / 945
Map Reference	MB 1970 PG 325
Instrument Date	Dec 30, 2025
Instrument	20260018691
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	UNKNOWN, BRYANT TITLE LLC

Transaction

Amount	Amount on Record
Tax	$833.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 EVIAN WAY, MOUNT PLEASANT, SC 29464-9261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 W SHERWIN AVE, CHICAGO, IL 60626-9000

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	638 SNUG HARBOR DR APT E7, E7, BOYNTON BEACH, FL 33435-6170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0309361237
Date	Oct 7, 2019
Book Page	30936/1237
Instrument	20190366608

Lender

Name	SUNTRUST BANK
Type	Bank
Address	LAKELAND, FL 33809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 25, 2019
Property Address	638 SNUG HARBOR DR APT E7, E7, BOYNTON BEACH, FL 33435-6170
Document Number	0307050558
Book / Page	030705 / 000558
Instrument Date	May 31, 2019
Instrument	231470
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 SNUG HARBOR DR #7 BOYNTON BEACH FL 334356170, 7, BOYNTON BEACH, FL 33435-6170

Tax Assessment & Valuation

The 2025 property tax bill for 638 Snug Harbor Dr, Apt E7 was $765, up 99.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boynton Beach City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$765.00 (+99.22%)	$66,378	$155,000 Building $155,000
2024	$384.00 (+25.49%)
2023	$306.00 (-61.56%) Homeowner's exemption Widower's exemption	$62,628 (+3%)	$124,000 (+4.4%) Building $124,000
2022	$796.00 Homeowner's exemption Widower's exemption	$60,804	$118,770 Building $118,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Snug Harbor Dr, Apt E7 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 84 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	438 units insured incl. 354 condo units
Nearby Flood Claims	9 (1979–2023)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Tropical Storm Mitch, Nov 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 638 Snug Harbor Dr, Apt E7 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYNTON BEACH PWS serves 112,000 people · EPA ID FL4500145
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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