638 Snow Hill Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 638 Snow Hill Dr, Saint Clair, MO 63077

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,620 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$1,020 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-3-08.0-0-014-003.120`

Property Details

APN / Parcel Number

Primary APN	`29-3-08.0-0-014-003.120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,620 sqft Total Area

Exterior

Year Built	Built 1998
Architectural Style	Mobile Home
Lot Area	130,680 sqft (3 acres)
Shed	1 Shed

Location & Zoning

Street Address	638 SNOW HILL DR
City	SAINT CLAIR
State	MO
Zip	63077-4212
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 2 SNOW CREEK PLAT 2PT W 1/2 NW NW & PT SW NW
Legal Range	01W
Legal Township	41
Legal Section	08
Legal Subdivision	SNOW CREEK
Legal Lot Number	2
Legal Unit	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	3
Census Block	3011
Census Tract	800501

Owner

638 Snow Hill Dr is owned and occupied by an individual who acquired it in April 2019.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	638 SNOW HILL DR, SAINT CLAIR, MO 63077-4212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage HUD
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jun 4, 2020	Deed of Trust, Construction Loan · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019
Deed Sale	Apr 15, 2019
Deed Document Number	1904308
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	638 SNOW HILL DR, SAINT CLAIR, MO 63077-4212
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217141
Date	Nov 10, 2022
Instrument	2217141

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	638 SNOW HILL DR, SAINT CLAIR, MO 63077-4212
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002203691
Date	Mar 9, 2022
Instrument	2203691

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Jun 4, 2020
Property Address	638 SNOW HILL DR, SAINT CLAIR, MO 63077-4212
Document Number	0000008482
Instrument Date	Jun 4, 2020
Instrument	8482
Transaction Type	Construction Loan
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 NORTHVIEW GERALD MO 630372000, GERALD, MO 63037-2000

Mortgage

Document Number	0000008482
Date	Jun 4, 2020
Instrument	8482

Lender

Name	CITIZENS BK
Type	Bank
Address	NEW HAVEN, MO 63068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 3, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 638 Snow Hill Dr was $1,020.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,020.00	$16,860	$88,740 Land $34,360 Building $54,380
2023	$743.00 (+15.55%)	$13,408	$70,570 Land $19,160 Building $51,410
2022	$643.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Snow Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Snow Hill Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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