638 Silver Dr, Holmen, WI 54636 Property Records

La Crosse County property record for 638 Silver Dr, Holmen, WI 54636

Property Summary

Property Type	Single Family Home
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on File
Last Sale	$489,900 (Jul 2025)
Tax Bill	$7,583 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-004982-000`

Property Details

APN / Parcel Number

Primary APN	`014-004982-000`
Alternative APN	`74274`

Exterior

Lot Area	11,979 sqft (0.275 acres)

Location & Zoning

Street Address	638 SILVER DR
City	HOLMEN
State	WI
Zip	54636-8718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLE ADDITION FIVE LOT 6 BLOCK 9
Legal Block	9
Legal Lot Number	6
Jurisdiction	LA CROSSE WI
Township / Civil Division	HOLMEN
Census Block Group	3
Census Block	3015
Census Tract	10202

Owner

638 Silver Dr is owned and occupied by an individual who bought it in July 2025.

Source: La Crosse County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	638 SILVER DR, HOLMEN, WI 54636-8718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Jun 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THINK MUTUAL BANK
Jun 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THINK MUTUAL BANK
Dec 16, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Jun 17, 2022 · Amount on File
Deed Document Number	1835684
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	638 SILVER DR, HOLMEN, WI 54636-8718
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001845504
Date	Feb 27, 2026
Instrument	1845504

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 17, 2022
Property Address	638 SILVER DR, HOLMEN, WI 54636-8718
Document Number	0001795273
Instrument Date	May 26, 2022
Instrument	1795273
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2024
Title Company	RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	638 SILVER DR, HOLMEN, WI 54636-8718

Mortgage

Document Number	0001795274
Date	Jun 17, 2022
Instrument	1795274

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 17, 2022
Property Address	638 SILVER DR, HOLMEN, WI 54636-8718
Document Number	0001795273
Instrument Date	May 26, 2022
Instrument	1795273
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	638 SILVER DR, HOLMEN, WI 54636-8718

Mortgage

Document Number	0001795274
Date	Jun 17, 2022
Instrument	1795274

Lender

Name	THINK MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 16, 2021
Property Address	638 SILVER DR, HOLMEN, WI 54636-8718
Document Number	0001786475
Instrument Date	Dec 16, 2021
Instrument	1786475
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Tax	$179.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	870 PARKVIEW DR, RICHLAND CENTER, WI 53581-1009
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 638 Silver Dr was $7,583 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Holmen Village
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,583.00 Homeowner's exemption	$514,500 Land $62,000 Building $452,500	$530,300
2023	$7,276.00 Homeowner's exemption	$355,000 Land $58,400 Building $296,600	$355,000 Land $58,400 Building $296,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 638 Silver Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jun 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 638 Silver Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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