Kendall County property record for 638 Second St, Comfort, TX 78013 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,635 sqft · built 2004 |
| Lot Size | 0.433 acres (18,861 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,000 (Dec 2018) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R20934 |
| Primary APN | R20934 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| Gross Area | 1,805 sqft |
| 1st Floor Area | 1,415 sqft |
| Flooring | Wood |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 18,861 sqft (0.433 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 170 sqft |
| Storage Building | 120 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 638 SECOND ST |
|---|---|
| City | COMFORT |
| State | TX |
| Zip | 78013-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A10393 - SURVEY 27 J M RIGALADO .433 ACRES, (COMFORT OUTLOT 48F) (COMFORT OUTLOT 48F) |
| Legal Subdivision | SURVEY 27 J M RIGALADO |
| Legal Block | 2 |
| Legal Lot Number | 48 |
| Jurisdiction | KENDALL TX |
| Township / Civil Division | COMFORT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970102 |
Source: Kendall County records · APN R20934
Assessment roll updated May 26, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 750, COMFORT, TX 78013-0750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Oct 17, 2019 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK |
| Dec 28, 2018 | Vendor's Lien, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Deed Document Number | 2018327156 |
| Deed Book / Page | 1670 / 544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL TX |
| Property Address | 638 SECOND ST, COMFORT, TX 78013-2026 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000358142 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 358142 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL TX |
| Property Address | 638 SECOND ST, COMFORT, TX 78013-2026 |
| Document Number | 0000336792 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | TRANSTAR TITLE COMPANY, TRANSTAR TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 638/636 A SECOND ST COMFORT TX 78013, COMFORT, TX 78013 |
| Document Number | 0000336792 |
|---|---|
| Date | Dec 03, 2019 |
| Book Page | 001728/000704 |
| Instrument | 336792 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KENDALL TX |
| Recording Date | Dec 28, 2018 |
| Property Address | 638 SECOND ST, COMFORT, TX 78013-2026 |
| Document Number | 0000327156 |
| Book / Page | 1670 / 0544 |
| Map Reference | VOL 9 PG 169 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 327156 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | GUARANTY TITLE OF BOERNE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 HIGH ST, 913, COMFORT, TX 78013-2612 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 750, COMFORT, TX 78013-0750 |
| Document Number | 0000327157 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 327157 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Kendall County records · Assessment roll updated May 26, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Kendall County |
| Unified School District | Comfort Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,748.00 (+5.43%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $306,356 (+8.54%) | $323,640 (-) Land $157,470 Building $166,170 |
| 2024 | $282,244 (+8.42%) Land $157,470 Building $166,170 | $323,640 (-) Land $157,470 Building $166,170 | |
| 2023 | $1,658.00 (-3.32%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $260,324 Land $157,470 Building $166,170 | $323,640 Land $157,470 Building $166,170 |
| 2022 | $1,715.00 |
Source: FEMA National Flood Hazard Layer, Kendall County (48259C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482599701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Low above 37% of the US · above 12% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Comfort Historic District (Boundary Increase) listed 2004 · 123 contributing resources · NRIS 04000911 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 62 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Hill Country Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Bandera Electric Cooperative | Fiber | 1,000 / 1,000 |
| Spectrum | Cable | 1,000 / 50 |
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless (unlicensed) | 940 / 940 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Hill Country Telephone Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.
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