Lenawee County property record for 638 S Winter St, Adrian, MI 49221
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,776 sqft · built 1890 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $102,000 (Oct 2020) |
| Tax Bill | $1,990 (2025) |
| Deeds & Mortgages | May 2020 Refinance Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | XA0-320-0022-00 |
| Primary APN | XA0-320-0022-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 1,168 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 232 ft deep x 86.8 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 10 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 638 S WINTER ST |
|---|---|
| City | ADRIAN |
| State | MI |
| Zip | 49221-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 22 ASSESSORS PLAT OF LOTS 5 & 8-33 INC SOUTH ADRIAN |
| Legal Subdivision | ASSESSORS PLAT |
| Legal Lot Number | 5,8,22 |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | ADRIAN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 61302 |
Source: Lenawee County records, as of July 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 638 S WINTER ST, ADRIAN, MI 49221-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL UNITED MORTGAGE LLC |
| Oct 27, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Aug 21, 2009 · Amount on Record |
| Deed Book / Page | 2606 / 387 |
| Prior Transfer Date | Jan 17, 2006 |
| Prior Transfer Doc | 2316000165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 638 S WINTER ST, ADRIAN, MI 49221-3307 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0025970851 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 2597/851 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Oct 27, 2020 |
| Property Address | 638 S WINTER ST, ADRIAN, MI 49221-3307 |
| Document Number | 0026060387 |
| Book / Page | 2606 / 387 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2921 123RD ST, TOLEDO, OH 43611-2728 |
| Investor | Possibly a Property Investor |
| Document Number | 0002606388 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2606/388 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lenawee County assessment roll, as of July 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Adrian City |
| County | Lenawee County |
| Unified School District | Adrian City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,600 (+13.32%) | $107,200 (+13.32%) | |
| 2025 | $1,990.00 (+2.31%) Homeowner's exemption | $47,300 (+18.25%) | $94,600 (+18.25%) |
| 2024 | $1,945.00 | ||
| 2023 | $40,000 (+2.3%) | $80,000 (+2.3%) | |
| 2022 | $39,100 | $78,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADRIAN serves 23,663 people · EPA ID MI0000040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| D&P Communications Fiber | 4,000 / 4,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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