Drew County property record for 638 S Pine St, Monticello, AR 71655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,894 sqft · built 1956 |
| Lot Size | 0.63 acres (27,486 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Aug 2024) |
| Tax Bill | $1,100 (2025) |
| Deeds & Mortgages | Jun 2024 Mortgage Aug 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 703-01471-000 |
| Primary APN | 703-01471-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,894 sqft Living Area |
| 1st Floor Area | 1,894 sqft |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 27,486 sqft (0.63 acres) |
| Lot Dimensions | 275 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 668 sqft |
| Carport | Carport |
| Carport Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 924 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 300 sqft |
| Patio Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 105350.0 |
|---|---|
| Street Address | 638 S PINE ST |
| City | MONTICELLO |
| State | AR |
| Zip | 71655-5623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW 1/4 NW 1/4 (100 X 250) |
| Legal Range | 07 |
| Legal Township | 12 |
| Legal Section | 36 |
| Legal Subdivision | MONTICELLO UNPLATTED |
| Jurisdiction | DREW AR |
| Township / Civil Division | MARION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 490400 |
638 S Pine St is owned and occupied by an individual who bought it in August 2024.
Source: Drew County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 638 S PINE ST, MONTICELLO, AR 71655-5623 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCIAL BANK & TRUST COMPANY |
| Aug 1, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 22, 2023 | Warranty Deed, Transfer · Line of Credit COMMERCIAL BANK & TRUST COMPANY |
| Jul 17, 2017 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF WARREN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Prior Sale | Aug 22, 2023 · Amount on File |
| Deed Document Number | 111258 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DREW AR |
| Property Address | 638 S PINE ST, MONTICELLO, AR 71655-5623 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 130 MEGAN DR, MONTICELLO, AR 71655-8706 |
| Document Number | 0000110874 |
|---|---|
| Date | Jun 4, 2024 |
| Instrument | 110874 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | May 21, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DREW AR |
| Recording Date | Aug 1, 2024 |
| Property Address | 638 S PINE ST, MONTICELLO, AR 71655-5623 |
| Document Number | 0000111258 |
| Instrument Date | Jul 30, 2024 |
| Instrument | 111258 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | DAWES COUNTY ABSTRACT AND TITLE, DREW CNTY ABSTRACT AND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 130 MEGAN DR, MONTICELLO, AR 71655-8706 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 638 S PINE ST, MONTICELLO, AR 71655-5623 |
| Investor | Possibly a Property Investor |
| Document Number | 0000111259 |
|---|---|
| Date | Aug 1, 2024 |
| Instrument | 111259 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DREW AR |
| Recording Date | Aug 22, 2023 |
| Property Address | 638 S PINE ST, MONTICELLO, AR 71655-5623 |
| Document Number | 0000109218 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 109218 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | DAWES COUNTY ABSTRACT AND TITLE, DREW CNTY ABSTRACT AND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $115.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 638 S PINE ST, MONTICELLO, AR 71655-5623 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 130 MEGAN DR, MONTICELLO, AR 71655-8706 |
| Document Number | 0000109220 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 109220 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 10, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DREW AR |
| Recording Date | Jul 17, 2017 |
| Property Address | 638 S PINE ST, MONTICELLO, AR 71655-5623 |
| Document Number | 0000093202 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 93202 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | DREW CNTY ABSTRACT AND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 KNIGHT CT, SPRINGTOWN, TX 76082-7177 |
| Name | Verified Name |
|---|---|
| Address | 301 MOUNT PISGAH RD, SEARCY, AR 72143-8748 |
| Document Number | 0000093203 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 93203 |
| Name | FIRST STATE BANK OF WARREN |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 0 Months |
| Due | Jul 17, 2017 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 638 S Pine St was $1,100.
Source: Drew County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Drew County |
| Municipality | Monticello City |
| Unified School District | Monticello School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,100.00 | $22,070 Land $1,010 Building $21,060 | |
| 2023 | $584.00 | $12,070 Land $1,010 Building $11,060 | $110,350 Land $5,050 Building $105,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 638 S Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 638 S Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTICELLO WATER DEPARTMENT serves 8,442 people · EPA ID AR0000184 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Vyve Broadband Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures